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 All offices will be closed on Thursday, November 26th, in observance of Thanksgiving.             The following offices will be open on Friday, November 27th: Owego, Horseheads, Binghamton North, Watkins Glen, and Norwich, open 9 a.m. - 1 p.m.; Oakdale and Town Square, open 9 a.m. - 5 p.m.; all other offices will be closed.
Free Credit Reports for Consumers

The Fair Credit Reporting Act (FCRA) requires each of the national credit reporting agencies, Equifax, Experian, and TransUnion, to provide consumers with a free copy of your credit report once every 12 months. The process is easy. You will need to enter personal information and you will be required to answer a few personal questions to positively establish your identity. Once completed, you can immediately download your credit report.


Contact a credit reporting agency:



 
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