Articles: Education

We love supporting your financial well-being and helping you save money. If you're expecting a refund this tax season, or any tax credit throughout the year, here are some ideas to make the most of it. Skip the mail and choose Direct Deposit. With direct deposit, your tax refund goes straight from the US Treasury into your account. That means it's quick, convenient, and accessible.

Why debit beats cash, checks, and credit! Accounting for nearly a third of all consumer transactions in the US, debit cards are used more than cash, checks, and credit cards. That shouldn't come as a surprise, though. While they've been popular for decades, debit cards have advanced with technology to make transactions faster, more secure, and easier to track.

One great reason to save money at Visions: dividends!* Your deposits in savings accounts earn a percentage back over time, and we offer excellent, competitive rates for our members. You'll notice our savings rates, including Share Certificates and Flex Money Market accounts, are always advertised with APY, or Annual Percentage Yield. You may also notice that in some instances, like our rates pages, we include the interest rate or dividend rate, too.

How We Planned a Debt-Free Elopement and Mini Honeymoon After three years of being engaged, we finally decided to walk down the aisle. To be fair, I never wanted to plan a traditional wedding and take on all the expenses that come with it. I always wanted a little less – while…

GLEN GARDNER, N.J. – Financial Wellness Bootcamp, a contest from Visions Federal Credit Union, has concluded and Beatriz Monterroso of Glen Gardner is one of the winners. The contest, launched in June 2021, provided a unique chance for Visions members to get their personal finan…

SYRACUSE, N.Y. – Financial Wellness Bootcamp, a contest from Visions Federal Credit Union, has concluded and Courtney Zaryski of Syracuse is one of the winners. The contest, launched in June 2021, provided a unique chance for Visions members to get their personal finances on tra…

Whether you’re looking for tips to get debt-free or have found yourself overwhelmed by loan payments and don’t know where to begin, here are a few steps to guide you towards a personalized strategy.

How to Handle Unexpected Checks Did you get a check in the mail you weren't expecting? Maybe even one you were expecting, but it looks a little funny? There are ways to verify it to make sure you're not depositing a counterfeit check – and it all starts with the source. Checks…

Looking to renovate the kitchen, consolidate expenses, or take an epic vacation? Been in your home for a while? If so, a home equity line of credit, or HELOC, unlocks the value of your investment in ways other financial products can't. APPLY NOW! You Only Pay for What You Use A…

Family Budgeting with Coupons Adulting is hard, even when it's filled with great things. Nothing brought me to that sense faster than having $36,000 in student loan debt and working my dream job while being newly married, a new homeowner, and – the cherry on top – having a baby…

Internships for Dummies (101) If you're reading this, I'm guessing you're a high school or college level student who's struggling to maneuver all the expectations around graduation. What is an internship, anyway? Why do I even need one? How do I get one? These are just a few of…

Dear member, meet crypto.  Thanks to new technology, brilliant programmers, and a global economy, we're seeing a whole new world developing through digital assets and cryptocurrency. Even if you're not interested in investing yet, don't stay in the dark – get to know crypto…