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Secured Loans
A variety of loan types, and terms to fit your needs!
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| Type of Loan |
APR1 |
Term (Months) (Approximate) |
Amount Financed |
| Fixed |
Variable |
| Stock Secured (Paper)
|
|
|
|
85% |
| |
7.90 |
120
|
| Personal Computers |
8.90 |
|
48
|
100% |
| |
7.90 |
48
|
| New Mobile Home |
9.40 |
|
48
|
85% |
| |
8.40 |
156
|
| Used Mobile Home |
10.40 |
|
48
|
85% |
| |
9.40 |
84
|
| Pacesetter Plus Secured |
|
|
|
100% |
| |
8.40 |
120
|
| New Above Ground Pools |
10.40 |
|
48
|
85 |
| |
9.40 |
72
|
New Furniture & Appliances
(jacuzzi) |
10.40 |
|
36
|
85 |
| |
9.40 |
36
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Existing Visions FCU non-mortgage loans may be refinanced at promotional rates with $1,000 new money. For second mortgages, refinances are available for consumer loans, contact the credit union for details.
Please note that other rates, terms, and higher percentage amounts financed may be available. Please contact the Credit Union for details.
1 - Annual Percentage Rate
2 - Consumer Loans - To qualify for the relationship builder consumer loan rate, you must be a member in good standing and maintain one of the following relationships: (*note - rates disclosed are the Relationship Builder rates.)
- VisionsPlus Checking with Visa Check Card
- VisionsDirect Checking with direct deposit, Visa Check Card, and automatic payment on new loan
- Visions "E" Checking
- HSA Checking
- Loan balances totaling $25,000 or more (including HELOC, with a minimum $25,000 balance)
- Loan balances totaling $50,000 or more (including mortgage)
- Investment portfolio of $100,000 or more in Estate & Trust Services Department
The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for. Maximum amount financed also based on credit worthiness. Please see credit union to see what amount you qualify for.
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