Accounts that grow with you
We believe that each of life's stages can provide new challenges and opportunities in your financial journey. That's why we offer our Future Program, featuring a range of accounts for our members, especially at a young age, encouraging valuable skills to use throughout your lifetime.
From our First account for ages 12 and under, to our Focus account and our Forward account that support young adults up to age 25 – we'll help you grow responsibly in your financial wellness.
First Account
Ages 12 and Under
The First account for members ages 12 and under uses newsletters, games, and entertainment to teach savings and finances. Kids can receive a savings passbook and coin saver when they join as a simple way to start saving. The fun doesn't stop there, though. There's more!
Opportunities include:
• Gifts for making deposits
• Website for parents and children
• Saving First newsletter
• Birthday mailings
Focus Account
Ages 13 to 17
Between ages 13 and 17, it’s time for your young adult to start practicing important financial habits that can influence their well-being throughout adulthood. From setting up and learning to navigate digital banking to opening their first checking account with debit card to earning higher dividends with a share certificate – our Focus account can help to build those healthy habits starting today.
Opportunities include:
• Youth Share Certificate
• Savings Milestone Contest
• Quarterly Focus emails
Forward Account
Ages 18 to 25
From age 18 to 25, you’re likely managing an income, adjusting to monthly bills, and applying for your first loans. Our Forward account supports these next steps in financial wellness, whether you’re starting your career, pursuing higher education, or both. That's why you have access to items above and beyond our standard membership.
Opportunities include:
• Budget Saver
• Auto Loan Bonus
• College Planning
