Why Use a Zero-Interest Credit Card Promo?
A 0% introductory APR* on a credit card unlocks a powerful financial tool you can use to clean up debt, purchase a big-ticket item, or handle emergencies without the headaches of high interest. With 0% APR* for the first 12 months and no balance transfer fee, a promotion like this is a great opportunity to make some smart money moves.
Consolidate your high-interest debt and put all that money in one place. With no balance transfer fee, you can condense “here and there” debt into one, lower monthly payment. This is a particularly good move for those who want to clean up debt faster. You get an entire year with all the money going toward the principal balance, which is huge considering the average credit card carries a double-digit APR.
If you’re planning to make a big purchase or treat yourself to an epic vacation, credit promotions like the Elite Visa Signature® card's introductory rate give you an entire year to pay it off with 0% APR*. That means you can give yourself a little breathing room without paying a penny in interest. This is best for purchases or trips you know you can pay for relatively quickly.
You can pay for an emergency. When you need money in a pinch, you shouldn't have to worry. Just apply for the Elite Visa Signature card and arm yourself for when the unexpected comes your way. Even after the introductory rate expires, you’ll likely be looking at an APR well under average.