Holiday Loans

Choose the Loan That Works for You

At Visions, we get it. You’re looking for options that will help you fund your holiday without extending your budget or breaking the bank. It’s the season of giving, so we’re giving you the choices you need to make a memorable holiday. That’s why we put together this wide variety of rates and terms, so you can easily find the one that makes the most sense for you.

1.99% APR* up to 12 months

2.99% APR* up to 24 months

3.99% APR* up to 36 months

4.99% APR* up to 48 months

5.99% APR* up to 60 months

6.99% APR* up to 72 months


Apply Now
Click Apply Now and select "Holiday Loan" from the "Select a Loan Type..." dropdown menu to take advantage of this Visions' Holiday Loan offer.


Benefits of a Holiday Loan

No Surprises

With a Holiday Loan from Visions, you choose a low APR and enjoy predictable monthly payments into the new year. It’s a smart move that will turn you into a savvy buyer who knows you won’t be extending spending and expanding debt.

It’s an excellent alternative to online retailer credit cards that may save you a little upfront, maybe even lure you with free shipping, only to have the interest rate balloon to double digits once the promotional period is over. Conversely, when you act now, the Holiday Loan comes with rates starting as low as 1.99% APR*.

Establish a Budget

You know who’s on your gift list and how much you’d like to spend. Set the limit upfront by taking out that amount as a personal loan. This way you won’t be tempted to test a credit card limit that may be well beyond your means.

You’ll be less likely to make impulse purchases (i.e. gifts for yourself) or splurge on holiday meals with this defined balance. Think of a personal loan as a kind of insurance against over-spending. And since you won’t be racking up debt, you won’t need to worry about the holiday shopping hangover.

Faster Payoff

You choose the term when you take out the loan, so you’ll have a defined schedule of repayment. If you’re only making minimum payments, credit card balances tend to linger and grow for years to come.

When you throw a little extra here and there on a Holiday Loan, you’re sure to pay it off faster by knocking down that principal balance. The choice is always yours.

Avoid Consolidation Later

Those who fall prey to promotional offers from retailers may open numerous lines of credit to get through the holidays. Get ahead of the game and avoid taking out a personal loan somewhere down the line to consolidate multiple cards.


With Visions you get local support – not some call center several countries away – if you run into trouble. This puts you in control of not only your spending, but your financial security as well.

So, shop with confidence this holiday season and make the right choice with a Holiday Loan from Visions. The low APR, defined budget, potential faster payoff, and less consolidation risk are designed to put the consumer in control. Make the easy choice with a Holiday Loan from Visions this year!

The Fine Print

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