For six months when you become a new member and open a Flex Money Market account!
Accessible funds with exceptional earnings.
At Visions, we believe that the money you’ve worked for should earn more. We also believe that you should have access to your funds when you need them. That’s where a Flex Money Market comes in. For a limited time and to celebrate our 60th anniversary, you could earn a great 3.60% APY in three easy steps:
Become a new member and open a Flex Money Market using promo code: MMSPRING2026
Deposit at least $25,000 into your new Flex Money Market within 30 days of opening your new account.
Enjoy this promotional Money Market rate for six months
What's a Money Market?
Put simply, it's a better savings account. No term, no limits. A Money Market rewards you with higher rates and anytime-access to your funds through digital banking. That means money when you need it without tying it up into a longer-term investment. And best of all, you gain access to all that Visions has to offer: fewer fees, better rates, and exceptional service from a local partner.
Plus, there’s no maximum limit to what you can deposit, meaning there’s no limit to what you can earn.
Are you a business owner? You may be eligible, too!
Open your account by June 30th to take advantage of this offer!
You could – and should – earn more with Visions
Want to see how our Money Market rates stack up?
Visions rates effective March 17, 2026.
| Balance of $25,000 or more | |
| Share Money Manager (savings) | .10% APY |
| Flex Checking Plus | .01% APY |
| Flex Money Market Offer | 3.60% APY |
Don't have $25,000 to get started?
Check out our 3.40% APY offer on our 3-5 Month Share Certificate. Or, check out our Lucky Savers Share Certificate, with opportunities to win cash prizes as you work toward your savings goals.
Anytime access: in person, online, over the phone, and at the ATM
A Flex Money Market is all about access. No long-term tie ups, no penalty fees for withdrawals, and deposits on your schedule.
You can manage your money 24/7 in Digital Banking and the Visions FCU Mobile app. You can also visit one of our 60+ branch locations, 100 ATMs, or even one of our Shared Branching locations – nationwide.
Protect Your Legacy
At Visions, we look beyond the short-term. That's because we're a true financial partner through every stage of life. We offer share beneficiaries on select accounts, like the Flex Money Market, giving you valuable peace of mind as you look toward your future.
Additional opportunity: Earn up to $500!**
Want to earn even more with Visions? Check out our Direct Deposit offer, running now through June 30th. Consumer members can take advantage of this great opportunity to boost their savings even more.
A Visions checking account offers even more flexibility for your funds, with two great options to make saving, spending, and more as simple – and rewarding – as can be.
You’ve made it to the bottom of the page. What are you waiting for?
This offer won’t last – it ends June 30th! Get started today with a local partner in your corner and reward yourself for what matters.
Money Market Calculators
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What will it take to save for a vehicle, home, etc.?
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What will it take to save for a college education?
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How long will it take to reach my savings goal?
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How much will my savings be worth?
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What will it take to become a millionaire?
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How much do I need to deposit monthly to reach my savings goal?
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How much of a difference will the rate make?
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How much should I deposit now to reach my savings goal?
Money Market Offer Details
*APY = Annual Percentage Yield. Visions membership required with $1 minimum balance. Certain restrictions apply, speak with a representative for membership eligibility details. Must open new Flex or Business Money Market account during promotional period to receive promotional offer; cannot have had any prior Visions membership. This offer does not apply to existing memberships opened prior to the offer period. If qualifying deposit(s) of $25,000 or greater is made to the Flex or Business Money Market account within the first 30 days of membership opening, the promotional APY will be applied for 6 months beginning the day after the $25,000 threshold is satisfied. During the 6-month promotional period, no minimum balance is required to keep earning the promotional APY. Dividends calculated using the average daily balance method. This method applies a periodic rate to the average daily balance in the account each month. Dividends are credited monthly. Dividend rates are based on credit union earnings at the end of the dividend period and cannot be guaranteed. If you close your account before dividends are credited, you will not receive dividends for the month.
Offer valid for consumer or business accounts; must be open and in good standing. Must be 18 years of age or older. Offer is only valid during promotional period from March 17, 2026, to June 30, 2026, with promo code. The promotional code is required at account opening to qualify for the promotional APY. Visions reserves the right to end or modify this promotion without notice. Members are eligible to redeem the promotion once per account, whether it is a consumer or business account. Consumer and business accounts are separate memberships. Can be combined with Direct Deposit Offer promotion. Visit visionsfcu.org/MMoffer for account details, minimums, and fees. Federally insured by NCUA.
Direct Deposit Offer Details
**APY = Annual Percentage Yield. Visions membership required with $1 minimum balance; membership eligibility restrictions apply, ask for details. Must open new Flex Checking or Flex Checking Plus account during promotional period to receive promotional offer; cannot have had any prior Visions membership. The offer does not apply to existing memberships opened prior to the offer period.
If qualifying, recurring (2 or more) direct deposits reach the following aggregates within 90 days of opening the new checking account, the following bonus may be earned: $200 bonus if aggregate totals between $1,000-$2,999.99; $300 bonus available if aggregate totals between $3,000-$4,999.99; $500 bonus available if aggregate totals $5,000 or more. Direct deposit cannot be reallocated from another Visions membership or Visions share account. Only one bonus will be issued based on the aggregate amount of new direct deposit funds as of day 90 from opening new checking account, regardless of subsequent deposits after day 90. Direct deposits must be payroll from employment, pension, or government benefit payments (e.g., Social Security) via the Automated Clearing House (“ACH”) Network. A paystub may be requested and required for verification that the direct deposit is payroll from employment to receive the bonus. Bonus will be credited 90 days after the open date of new checking account, will deposit to member’s primary savings, and is reportable for tax purposes.
Consumer accounts only; must be open and in good standing – see a representative for details. Guardian, rep payee or executor, collections charge-off, business, and/or organizational accounts are ineligible. Must be 18 years of age or older. Offer is only valid during promotional period from February 12, 2026 to June 30, 2026, with promo code. The promotional code is required at checking account opening to qualify for the bonus. Visions reserves the right to end or modify this promotion without notice. Member cannot take advantage of promotion more than once. Cannot be combined with any other checking account, membership, or referral promotion. Visit visionsfcu.org/checking for account details, minimums, and fees. Federally insured by NCUA.
