Domestic, International, Incoming, and Outgoing Wires


Incoming Wire Transfers

To receive a wire transfer to your Visions account, be sure to include the following information.

  • Bank name:
    Visions Federal Credit Union
    24 McKinley Ave.
    Endicott, NY 13760
  • Bank ABA (routing):
  • Credit to:
    Member's name
    Member's account number

Please note, we only accept deposits in U.S. Dollars and wire services are for credit union members only – learn about membership here. If you wish to receive an incoming wire in foreign currency, please view this page for support with incoming international wires and currency exchange.

Outgoing Wire Transfers

To send an international wire transfer from your account, please visit your local branch or give us a call at 800.242.2120

To send domestic wire transfers from your account, use the link below to get started:

Associated Service Fees

Wire Transfer Fees*  
Outgoing Domestic (U.S.) (via Branch/ Phone/ Mail-In/ Recurring: Any Amount) $20 per Transfer
Incoming U.S. Dollars (U.S. Dollars only currency accepted. Foreign currency details.) $15 per Transfer
International Wire Transfer Fees*  
Outgoing International – U.S. Dollars $60 per Transfer
Outgoing International – Foreign Currency $45 per Transfer

*Listed fees and information on this page are for consumer accounts only. Please request our Business Charge Schedule for organizational account fees or email

Additional Information

Transfers and Deposits to Your Visions Accounts

To receive funds from people you know or to transfer funds from another financial institution to your Visions accounts, you can utilize an array of deposit and transfer services. Click here to learn more about our options for deposits and transfers.


Funds Transfers to other Financial Institutions

Looking to transfer funds to other accounts? We have several convenient options if you're enrolled in digital banking.

  • Our online Bill Pay service can allow you to pay bills or transfer funds from your Visions account to other bank or credit union accounts. The service is free and a checking account is required. To enroll, simply click on Bill Pay in digital banking and follow the simple set up menu.
  • We also offer an External Transfers option. This service is free of charge and lets you move money back and forth between your Visions accounts and those held at other financial institutions. Select it from the Transfers/Payments tab of digital banking to begin the set up process.
  • Also in digital banking, we offer the option to send money with Zelle® or submit Member-to-Member transfers. Remember to treat money transfer services as if they're cash transactions. To prevent fraud, you should only send money to people you know and trust.

Automatic Credit Card Payments

It's easy to have your Visions credit card payments transferred automatically from your primary savings or checking. You can complete a form at your local branch to request this service, or simply set up recurring payments in digital banking. While logged in, click Make a Payment then select your preferences for a recurring transfer, including the start date, amount, and frequency of your automatic payments.

Need help? Call our Contact Center at 800.242.2120.


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