Business checking and debit cards


Small businesses, nonprofits and clubs, large organizations: we've got what you need.

Account Types

Business Checking

No minimum balance requirements, no transaction fees. Just simple, convenient checking for you and your business.

Nonprofit Checking

No hassles. No monthly fees. No minimum balance. No transaction costs. Just dividends for nonprofit organizations or corporations. Thanks for being so community-minded.


Business Debit Cards

The easiest way to handle business expenses is with your business debit card. Tied directly to your business checking account, it also serves as your access to cash at ATMs nationwide.

Additional benefits with your Business Debit card:

  • Visa Purchase Alerts
  • Visa Zero Liability Protection
  • Purchase Security
  • Extended Warranty Protection
  • Roadside Assistance
  • Travel Emergency Assistance Services
  • Auto Rental Collision Damage Waiver (Full value of rental car)
Visions FCU Visa Business Debit

Helpful Information

Debit card activation and fraud alerts

Simply call 833.224.5785 for:

  • Card activations
  • Lost/stolen card support
  • Fraud/disputes
  • PIN changes

Featuring 24/7 availability for all requests.

Fraud Alerts Program Overview
Messaging frequency depends on account activity. For more information, TEXT HELP
to 32874. To cancel fraud text messaging services at any time reply STOP to any alert
from your mobile device.

For Fraud Alerts support, call 800.242.2120. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud.

HELP instructions: Text HELP to 32874 for help or call 800.242.2120.
STOP instructions: Text STOP to 32874 to cancel

Release of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of any carrier may interfere with messages delivery for which the carrier is not responsible. No carrier will guarantee that alerts will be delivered.

Privacy Policy

Additional Resources

Business Debit Cardholder Guide to Benefits

Dividend rates are based on Credit Union earnings at the end of dividend period and cannot be guaranteed. The credit union reserves the right to change or terminate any offerings without notice. Dividends are calculated using the average daily balance method. This method applies a periodic rate to the average daily balance in the account each month. Dividends are credited monthly and compounded monthly. Checking account activity fees may reduce earnings. If the Checking Account is closed before dividends are credited, you will not receive dividends for the month.

*The Annual Percentage Yield (APY) disclosed assumes dividends will remain on deposit for a period of 1 year.

Visions Federal Credit Union cannot open accounts for local governments or businesses/organizations that deposit public and/or municipal funds. 

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