Make the easy choice for your mortgage!

When it comes to our mortgage offerings, we have:

  • Attractive interest rates
  • Low down payments
  • Quick turnaround times
  • No junk fees
A sign with the text "SOLD" is standing in the front yard of a house.

Need Help?

For general mortgage questions, call our Contact Center at 800.242.2120 for assistance. You can also visit your local office or conveniently book an appointment online.

Mortgage Products

Fixed Rate Mortgages

Traditional Mortgages
(1-2 Family and Condo Only)

Adjustable Rate Mortgages

Specialty Mortgages
(Single Family Only)

Cash Clip Tips for Mortgages

Check out these recent episodes from our Cash Clips YouTube series that deal with homeownership.

Home Buying Process

A multi-racial couple getting house keys.

No matter what stage of life you find yourself, getting a new house is a big change. It's good to understand the steps and have a plan. That's why we created a this step-by-step guide to help you through your journey to your new home.

Check out our home buying tips!


First Time Home Buyers

Home owners looking at their house.

If you rent a house, but always wanted to own a home, Visions can help you achieve that dream. Every person you meet at Visions to get advice or to help with decisions is your future neighbor. And we want to welcome you with the best mortgage program you can get.

Learn more about our First Time Home Buyers program.

Already Have a Mortgage?

We have something for you, too. Click the boxes to learn more.



Lower Your Monthly Payment


Home Equity Loans

Get Money for Your Equity



Use Your House to Finance a Dream


Home Improvement

Double Down on Your Investment

Mortgage Resources

We want everyone to find the right mortgage. To help we have a bunch of resources to give you the information and help you need. Browse our mortgage resources. If you don't see what you need, drop us a line.

Credit Report


Discounted Homeowner Insurance

Foreclosure Prevention Assistance

Escrow Information

Apply today!

Mortgage Checklists

*Eligible Lending Counties - Geographic Boundaries

Visions can lend to the following areas if a person qualifies for membership:

New Jersey:

Bergen, Essex, Hudson, Hunterdon, Monmouth, Middlesex, Morris, Passaic, Somerset, Sussex, Warren, and Union.

New York:

Broome, Cayuga, Chemung, Chenango, Cortland, Delaware, Dutchess, Jefferson, Livingston, Madison, Monroe, Oneida, Onondaga, Ontario, Orange, Orleans, Oswego, Otsego, Rockland, Schuyler, Seneca, Steuben, Tioga, Tompkins, Wayne, Westchester, Wyoming, and Yates.


Berks, Bradford, Carbon, Chester, Cumberland, Dauphin, Lancaster, Lebanon, Lehigh, Monroe, Montgomery, Northampton, Pike, Schuylkill, Susquehanna, Tioga, Wyoming, and York.

Mortgage Articles

  • Making Sense of Mortgages

    Making Sense of Mortgages Closing costs, PMI, ARM, escrow…figuring out what makes up your mortgage can be complicated. With so many factors to consider, how do you make sense of it all? Well, you can start by breaking down some of the most common terms and considerations you'll…

  • When Should You Consider an Adjustable Rate Mortgage?

    When Should You Consider an Adjustable Rate Mortgage? Looking for a lower-interest alternative to the traditional 15- or 30-year fixed rate mortgage? Consider an adjustable rate mortgage, like the popular 5/5 ARM, for any number of needs or situations. What's a 5/5 ARM? Well, th…

  • Mortgages and Your Credit

    When it comes to mortgages and your credit, there are a few main considerations. How Does My Credit Score Affect My Mortgage? It's no surprise that your credit score matters when buying a home and applying for a mortgage. The rule of thumb is if you have a higher credit score,…

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