Enjoy convenience, security, and awesome rewards – with service you trust from Visions and Visa®
Visa® credit cards from Visions are equipped with:
· Tap to Pay technology so you can make contactless payments on the go
· Visa Purchase Alerts that can send you notifications about suspicious activity
· Rewards that are easy to earn and redeem – including cash back
... and no annual fee!
Plus, our credit and debit cards are compatible with your favorite mobile wallets so you can easily make fast, secure payments in-person, online, and wherever you go.
Choose the card that's right for you
Approved credit cards can be issued instantly in branch, so apply now!
Visa® Platinum
· 1% cash back
· No annual fee
· No cash advance fee
· Contactless Tap to Pay functionality
· Card Controls in digital banking
· Visa Zero Liability Protection* and more!
Elite Visa Signature®
· 2% cash back
· No annual fee
· No cash advance fee
· No foreign transaction fees
· Contactless Tap to Pay functionality
· Card Controls in digital banking
· Visa Signature Luxury Hotel Collection
· Visa Signature Concierge Service
· Visa Zero Liability Protection* and more!
Want to build your credit? Try a secured credit card!
When you're looking to build credit, it really doesn’t get much better than a secured credit card. By using your secured card responsibly and paying the balance, you can build up credit bit by bit. And because it’s secured, you’ll enjoy advantaged rates. Talk about a win, right?
Secured credit cards are a great move for people just starting out, those looking to repair their credit, or for students and young people who want a head start on their financial futures. Plus, all of our credit cards come with great rewards, too.
Ask us if this is the right option for you!
Visit your local branch or call 800.242.2120 to get started.
More reasons to love your Visions credit card:
Transfer balances with no cash advance fee
Whether you want to withdraw some spending cash from your credit card or pull funds to payoff other credit card balances, you won't have to worry about a fee.
That's right – there's no fee when you move your balances from high-rate bank cards or store cards to your Visions card. Just advance your funds into your checking account and pay it off online or write a check to your other card provider. It's that simple!
Earn Rewards
Your credit card purchases earn Rewards points that you can redeem in digital banking. Choose from hundreds of redemption options, such as cash back, in-store redemptions, merchandise, gift cards, travel, and more!
Redeeming your points for Rewards is easy – simply select your credit card in digital banking, then click the "Rewards" link from the "Details" tab to get started. For redemption support, Rewards representatives are available at 888.211.8384.
Fast, Secure, Contactless Payments
All of our cards utilize Tap to Pay technology. It's as easy as 1-2-3!
- Search for the Contactless symbol on a store's checkout terminal
- Tap your compatible card, mobile phone, or wearable device within a few inches of the Contactless symbol on the checkout terminal when prompted
- And you're done! Your payment is processed securely in a matter of seconds
If you're shopping at a participating location, you could even process a card payment from your Amazon One account by paying with your palm!
Additional Information
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Card activation, 24/7 support, and fraud alerts
Call our Card Support hotline at 833.224.5785 for:
- Card activations
- Lost/stolen card support
- Fraud/disputes
- PIN changes
...featuring 24/7 availability for any Visions credit card or debit card.
Fraud Alerts program overview:
By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud.- For Fraud Alerts support, call our Contact Center at 800.242.2120
- Messaging frequency depends on account activity. For more information, Text HELP to 32874. To cancel fraud text messaging services at any time reply STOP to any alert from your mobile device.
- HELP instructions: Text HELP to 32874 for help or call 800.242.2120
STOP instructions: Text STOP to 32874 to cancel - Learn more about fraud protection
Release of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of any carrier may interfere with messages delivery for which the carrier is not responsible. No carrier will guarantee that alerts will be delivered.
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Making payments to your Visions credit card
Payments to your Visions credit card can be made in person, over the phone, online, at ATMs, or in our Visions FCU Mobile app.
You can also mail payments to:
Visions Federal Credit Union
PO Box 630685, Cincinnati, OH 45263-0685 -
Visa Purchase Alerts
Receive immediate alerts for transactions completed or attempted on your Visions debit card or credit card!
Enroll in Visa Purchase Alerts for your Visions debit or credit card. Click on Check Eligibility, enter the first 9 digits of your card, and then complete the enrollment by customizing where you receive your alerts and what alerts you want to receive!
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Requesting new or replacement cards
Approved credit and debit cards can be instantly issued in branch so you can have easy access to your funds. You can also enroll in digital banking for 24/7 access to Card Controls, where you can pause your cards, report lost cards, and request a replacement – all online!
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Disclosures and resources for more information
Elite Visa Signature® Disclosures
- Elite Visa Signature® Cardholder Guide to Benefits
- Elite Visa Signature Rewards Disclosures
- Learn more about Elite Visa Signature
Visa® Platinum Disclosures
- Visa® Platinum Cardholder Guide to Benefits
- Visa Platinum Rewards Disclosures
- Learn more about Visa Platinum
Additional Disclosures for Visions Credit Cards
See the Credit Card Account Opening Disclosure for additional information regarding your APR, cash advances, balance transfers, and more.
*Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Visions immediately of any unauthorized use. Contact Visions for more detail.
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