Manage your business and nonprofit savings your way. Plus: up to 3.60% APY for a limited time!*
Introduction
That's right – for a limited time, we're offering up to 3.60% APY for six months for new members when they open a Business Money Market with $25,000 or more. This offer won't last though, click the link to learn more!
Our Business Money Market account is the best option for convenient organizational savings. This special account features:
- Competitive dividends to earn you more
- Easy access to your funds – anytime
Plus, you can forget the hassle with:
- No minimum balance requirements
- No minimum withdrawal amounts
- No transaction fees
- No monthly maintenance fees
It’s your account and your savings. Manage it your way.
Helpful Resources
What you need to open a business or nonprofit account
Getting started is easy. Here's everything you need to know.
Business checking and debit cards
No transaction fees, no minimum balance requirements, and no hassle. You focus on your business, we'll focus on your banking.
Visa Business Cash Rewards Card
How does 1% automatic cash back sound? You'll get all that and more with a Visa Business Cash Rewards credit card from Visions.
Commercial loans, lines of credit, and real estate
Seasonal expenses, equipment loans, vehicles...owning a business comes with many costs. We'll help you out with financing options to cover your needs.
Looking for more solutions to support your business?
*Disclaimer
*APY = Annual Percentage Yield. Visions membership required with $1 minimum balance. Certain restrictions apply, speak with a representative for membership eligibility details. Must open new Flex or Business Money Market account during promotional period to receive promotional offer; cannot have had any prior Visions membership. This offer does not apply to existing memberships opened prior to the offer period. If qualifying deposit(s) of $25,000 or greater is made to the Flex or Business Money Market account within the first 30 days of membership opening, the promotional APY will be applied for 6 months beginning the day after the $25,000 threshold is satisfied. During the 6-month promotional period, no minimum balance is required to keep earning the promotional APY. Dividends calculated using the average daily balance method. This method applies a periodic rate to the average daily balance in the account each month. Dividends are credited monthly. Dividend rates are based on credit union earnings at the end of the dividend period and cannot be guaranteed. If you close your account before dividends are credited, you will not receive dividends for the month.
Offer valid for consumer or business accounts; must be open and in good standing. Must be 18 years of age or older. Offer is only valid during promotional period from March 17, 2026, to June 30, 2026, with promo code. The promotional code is required at account opening to qualify for the promotional APY. Visions reserves the right to end or modify this promotion without notice. Members are eligible to redeem the promotion once per account, whether it is a consumer or business account. Consumer and business accounts are separate memberships. Can be combined with Direct Deposit Offer promotion. Visit visionsfcu.org/MMoffer for account details, minimums, and fees. Federally insured by NCUA.
Savings Calculators
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What will it take to save for a vehicle, home, etc.?
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What will it take to save for a college education?
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How long will it take to reach my savings goal?
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How much will my Share Certificate be worth at maturity?
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Which savings option earns more if rates go up?
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How much will my savings be worth?
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What will it take to become a millionaire?
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How can I benefit from a CD ladder?
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How much do I need to deposit monthly to reach my savings goal?
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How much of a difference will the rate make?
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How much should I deposit now to reach my savings goal?
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How will taxes and inflation affect my savings?
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What rate of return do I need to reach my savings goal?
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What's it worth to reduce my spending?
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Which is better: cash up front or payments over time?
Savings and Checking Articles
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Make Your Payments with Confidence!
When you pay at a store, make a purchase online, or tap into credit, you deserve to have confidence about your financial decision. We help to instill that confidence by offering protection for your payments, purchases, and peace of mind. Here are common concerns consumers have when making payments – and how we can help to protect you.
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You've Got Goals? We've Got Certificates.
To achieve a goal, always make a plan. For most savings goals, that plan could include share certificates. Providing exceptional convenience and flexibility, we offer share certificates with a variety of terms ranging from 3 months to 60 months. Choose the terms that suit your goals.
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Financial Journey from Birth to Adulthood
At any age, you and your family can come to us for support with your financial goals. That’s why we’re committed to not only serving you with savings, loans, and access to your accounts, but also educating and empowering you at all of life’s stages. With our savings opportunities, free financial wellness resources, and programs from youth to adulthood, you can count on Visions to help build your financial understanding and confidence at all stages in your financial journey.