The tax-exempt way to cut medical costs.


A Health Savings Account is a tax-exempt account specifically intended to pay for medical costs not covered in a high-deductible health plan (HDHP). 

Are you enrolled in an HDHP? If yes, then it's time to explore options like our HSA Flex Checking and find out if you're eligible to start saving money on qualifying medical expenses.

HSA Flex Checking

Speak to a representative for complete details about our HSA Flex Checking.


  • No monthly service charge
  • No minimum balance required
  • No dividends
  • Unlimited check writing
  • Once per calendar year, (1) standard box of checks at no charge

Plus, you could enjoy convenient payments using our HSA debit card – perfect for quick trips to the pharmacy and qualifying medical appointments. Just remember to save all receipts for claim verification.


Plan Eligibility and Contribution Limits

In 2024, if your medical plan deductible is at least $1,600 for single coverage or $3,200 for family, you may be eligible to open an HSA. Your contributions can be tax-deductible up to $4,150/single and $8,300/family or, for ages 55 or older, up to $5,150/single and $9,300/family.

Check with your health plan administrators to determine your plan's eligibility, then visit a branch or call us at 800.242.2120 for more details.

HSA Debit Card Design, featuring blue and white cross icons, a Visions logo, and the words Health Savings Account.

Why having an HSA is so important

Learn more about Health Savings Accounts!

Health Savings Accounts brochure

Savings Accounts Articles

  • Share Insurance from NCUA

    As your credit union, we’re your financial steward, advocating for your financial well-being and protecting the assets you’ve entrusted to our care.

  • How to Make the Most of College Internships

    How to Make the Most of College Internships As a college student, I've taken advantage of numerous internships at my university and local businesses. They can be a great way to familiarize yourself with a company, industry, job responsibilities, and can even grow your network.…

  • Cash Income: Dos and Don'ts of Cash Management

    Cash Income: Dos and Don'ts of Cash Management My first jobs were in cafes and restaurants.  Depending on the gig and the season, income was inconsistent week to week and month to month, generally less in payroll and more in tips. At times, I was earning 100% cash, with pri…

Visions Federal Credit Union

Log in here with your Online Banking ID:

Online Enrollment

Forgot Password

Forgot User ID/Unlock Account

You are leaving the Visions Federal Credit Union web site. The privacy and security policies of the external link may differ from Visions Federal Credit Union. Visions Federal Credit Union does not own or control external links and is not responsible for the availability or accuracy of their content.