Convenient solutions to manage your cash flow

Your business is important, and we're here to help you manage it with care, convenience, and local service. We'll be your partner for outgoing payments, incoming deposits, and the tools you need to reach your goals.

Tap into our cash management solutions to manage business transactions, payroll, and more!

Receivables and Deposits

Additional information for receivables and deposits:

Payments and Distributions

  • ACH – Payroll and Vendor Payments

    Our system for ACH originations and direct deposits makes creating your own direct credits simple and easy. Use it for payroll, cash management transfers, and bill payments.

    Contact our Business Services team at for details and associated fees.

  • Online Bill Pay

    Our Bill Pay feature lets you set up both one-time and recurring payments, letting you manage your money on a schedule that works for you. You can expedite payments, personalize and send gift checks, and even send money to friends and family with our person-to-person payment feature.

    Best of all? It’s available in digital banking, so you can handle your bills anytime, anywhere.

    Learn more about Bill Pay.

  • Wire Transfer Services

    Need to move some money for your business or organizational account? We can help via telephone, mail, or at your local branch.

    • Outgoing Domestic (U.S.)
    • Outgoing International – U.S. Dollars only
    • Incoming – U.S. Dollars only

    For associated fees and other details, please contact

Additional information about payments and distributions:

  • Checking accounts for businesses and nonprofits
  • See Digital Banking (below) to learn how you can take advantage of Bill Pay, External Transfers, and more

Banking Tools

  • Digital Banking

    Our online and mobile banking services let your check your balances, make transfers, pay bills, and more - 24/7. Not only that, but you can also designate varying levels of online access to your employees.

    Features include:

    • Bill Pay
    • Loan payoff quotes
    • Recurring transfers and payments
    • Searchable transaction history

      ...and more! Learn more about business digital banking and how to enroll for free.
  • eStatements

    In digital banking, you can sign up for eStatements – a faster, greener, and more secure way to view your monthly statements. Learn more about eStatements and how to enroll.

  • Transaction Alerts

    Custom notifications – or eAlerts – can be sent directly to your email or mobile device based on your preferences. In addition to defining your own alerts for income, payments, transactions, and account balances, you can choose from 20 Security Alerts, too! Learn more about eAlerts or get started in Digital Banking.

  • Stop Payments

    There are several options to request a check stop payment: 

    • Meet with a representative at your local branch
    • Call our Contact Center at 800.242.2120
    • Utilize stop payments in digital banking by following the steps 

    Check Stop Payment

    To request a stop payment through your Digital Banking account: 

    1. Log in to your Digital Banking account
    2. Open the Select Options box to the right of your checking account 
    3. Click Stop Payments to proceed
    4. $30 fee is charged to place a stop payment on a check

    Bill Pay Stop Payment

    To place a stop payment on a check that was issued through our online Bill Pay service: 

    1. Log in to your Digital Banking account
    2. Go to your Bill Pay service
    3. Select "Visit Bill Pay Site" to access the full Bill Pay pages and menus (In the mobile app, select the Options button then visit Bill Pay site) 
    4. Locate your payment in the Payment History and click the VIEW button to the right of the payment
    5. Next select the "Send a Stop Payment Request" button
    6. No fees are charged to stop payment on a Bill Pay check

    All fees are subject to change. Log into your digital banking account to view our Service Charge Schedule for more information on current service charges. You may only request a Stop Payment on checks and Bill Pay checks that have not yet been cleared.

Additional banking tools and financial resources:

Questions about cash management solutions for your business?

Contact our Business Services team at

Visions Federal Credit Union cannot open accounts for local governments or businesses/organizations that deposit public and/or municipal funds.

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