Fixed rate. Unlimited opportunities.

Introduction

You've worked hard to build the equity in your home. Now, make it work just as hard for you.

With fixed rates and extended terms, a home equity can help tackle whatever life throws at you.

Bathroom remodel? No problem. Building a new roof? You're covered. From tuition to credit card debt to everything else in between, a home equity offers you the freedom you need to accomplish whatever it is you need.

Check out our calculators, articles, and resources to find out if a fixed rate home equity is the right fit for you.

What do I need to apply?

It's easier than you think! Just gather Proof of Ownership and Proof of Income:

PROOF OF OWNERSHIP

Qualified proof required, such as the deed to your property.

PROOF OF INCOME

Traditional employment income:
•    Two years W2s
•    30 days paystubs

Self-employment income:
•    Two years signed tax returns

Retirement income:
•    Two years 1099s

Rental property income:
•    Two years signed tax returns

...and that's all you need!
Apply online or schedule an appointment to take the next step.


 

*Eligible Lending Counties - Geographic Boundaries

Visions can lend to the following areas if a person qualifies for membership:

New Jersey:

Bergen, Essex, Hudson, Hunterdon, Monmouth, Middlesex, Morris, Passaic, Somerset, Sussex, Warren, and Union

New York:

Broome, Cayuga, Chemung, Chenango, Cortland, Delaware, Dutchess, Jefferson, Livingston, Madison, Monroe, Oneida, Onondaga, Ontario, Orange, Orleans, Oswego, Otsego, Rockland, Schuyler, Seneca, Steuben, Tioga, Tompkins, Wayne, Westchester, Wyoming, and Yates.

Pennsylvania:

Berks, Bradford, Carbon, Chester, Cumberland, Dauphin, Lancaster, Lebanon, Lehigh, Monroe, Montgomery, Northampton, Pike, Schuylkill, Susquehanna, Tioga, Wyoming, and York.

Referral Program

Get rewarded for sharing Visions with your friends and family.

Get $25 when they open an account!

Refer Now

Visions Federal Credit Union

Log in here with your Online Banking ID:



Online Enrollment

Forgot Password

Forgot User ID/Unlock Account

You are leaving the Visions Federal Credit Union web site. The privacy and security policies of the external link may differ from Visions Federal Credit Union. Visions Federal Credit Union does not own or control external links and is not responsible for the availability or accuracy of their content.

Continue