• Digital Enhancements for Your Small Business

    Most successful business owners tap into tech to save time, work smarter, and boost productivity. Don’t let paperwork and outdated processes hold you back. Use the following checklist to consider simple and cost-effective digital solutions to optimize your cash management and workflows.

  • Choosing a Business Structure

    Whether your business is just starting out or undergoing a change, it can be beneficial to understand the differences between various business structures. Here’s an outline to help you get started, including introductory definitions and financial considerations.

  • Intro to Business Credit

    Much like personal credit applications, most financial institutions will review an organization’s business credit during the application process for a business loan. An organization has its own credit report based on an EIN (Employer Identification Number), which is reported and scored independently from personal credit scores.

  • What’s Next for Your Organization?

    As a not-for-profit financial cooperative, we offer our business products with the promise of fewer fees, competitive rates, and convenient local service you can trust. That’s just the beginning, though. Here are a few highlights from our suite of business services, available for commercial businesses as well as nonprofits and clubs.

  • Beginner's Guide to POS and Payment Processing

    To accept online, mobile, and in-person card payments, your business will need to find solutions for payment processing and point of sale (POS). These essential technologies impact businesses both in terms of day-to-day processes and long-term scalability. When approaching POS and processing solutions, consider: Industry Compatibility, Software and Hardware Comparisons, Bundles, Processing Fees, Deposit Time, and more.

    card readers and computers
  • Resources for Business Owners

    Believe it or not - we don’t have all the answers. Sure, we’re an excellent resource for financial knowledge, products, and services, but there’s a lot more to running a business. Here are a few other resources and opportunities, unaffiliated with Visions, that you may want to consider for your small business goals.

    diverse business people having a meeting
  • Shop Around to Avoid Fees

    Are you being charged per transaction? As a business owner, you have enough to worry about. You work hard for your money and shouldn’t be paying any extra or unnecessary costs. Instead, save yourself the expense and the hassle by finding a financial institution that has little to no fees.

    $10 on blue table
  • Social Media 101 for Small Businesses

    Your target audience is just a click away – you just need to know how to hook them. While we’re not offering a secret ingredient to make your business go viral, here’s a crash course in social media and a few tips to help you manage and optimize your online presence.

    person on social media using their phone and laptop