Articles: Loans

Debt Protection could cover or reimburse your loan payments up to the contract maximums in the event of disability or involuntary unemployment, either for the primary borrower or for those who are joint on the loan as cosigners. Life coverage could even cancel the remaining balance of your loan upon the borrower(s)’ death. When applying for an eligible loan, simply select your preferred Debt Protection coverage. . .

If you're like some two-thirds of Americans who have little or no savings, you're going to need a personal loan or line of credit for cash for time-sensitive purchases or emergencies at some point. These are the two popular options, but what's the difference...

Not sure if you need a personal loan? Like lines of credit, personal loans can be used for any purpose, but do work best in certain situations. Struggling with student loan debt or credit card payments? Need to make a big purchase soon or fund an emergency now? Let's take a look…

When Should I Refinance My Auto Loan? People want to refinance their auto loan for various reasons. As with any financial decisions, some times are better than others to refinance your auto loan. In general, you can see more benefits in terms of money saved the earlier you refin…

Can I refinance my auto loan? The short answer is, "yes." Refinancing is generally an available option, and Visions can help you. Whether it's right for you or your vehicle is another question…

It's pretty common for people to buy a car or truck using an auto loan. So, it makes sense that people are interested in getting the right auto financing. That's why people look to get pre-approved for their auto loans. When seeking an auto loan, people want to: Know that they…

Can I Get an Auto Loan with No Credit? People need a car. For most people, that means getting an auto loan. Whether you're just starting out or you're fresh out of school, not having established credit causes concern for many people, which leads to the following question: Is it…

7 Useful Ways to Make Your Credit Card Work for You Credit cards. Like money itself, they are a great servant and a bad master. We all know at least one person who uses them unwisely. Nobody wants that. Instead, you want to know how to make a credit card work for you the best yo…

Some people may wonder what a premium credit card offers over a more traditional credit card. After all, how different can they be? The answer may surprise you!

Credit cards are used in a variety of ways. While people swipe their cards and go on their way, many are unaware of some of the great features and perks available to them.

There are some things that go along with owning a home. Home improvements are near the top of this list. The range of home improvements runs from the very small cosmetic improvements to the major structural home improvements. You have to pay for all of them, whether small or lar…

The Smart Options for Your Home Improvement Loan or Financing At Visions we say that life is unscripted. If you own a home, it's very likely you know how true that statement is. It almost goes without saying that if you own a home, you have home improvements and repairs. Many jo…