Articles

Student Loans, Resources, and Free Money Preparing for college is all about choices, be it filling in the circles on a standardized test or picking which school to attend. The most important choice, though, may be how to pay for college. Full scholarships are limited. They're us…

BINGHAMTON, NY - A recent study found Americans to have the highest credit-card debt in U.S. history, hitting a total of $1 trillion. Mandy DeHate, Assistant Vice President of Marketing for Visions Federal Credit Union, is sharing tips on how not to get in over your head this ho…

ENDICOTT, N.Y. – Visions FCU was recently honored with four Diamond Awards recognizing their outstanding marketing and business development achievements in the credit union industry. Ranked amongst 1,300 other credit unions in the nation, Visions received a Category Best award…

ENDICOTT, N.Y. – Visions Federal Credit Union is dedicated to giving back to the communities in which they serve. One small way that Visions FCU contributes to the lives of educators is through the Visions Loves Educators program. This year, VLE awarded $15,000 to fund classroom…

Visions Federal Credit Union offers congratulations and best wishes to our 2018 scholarship winners! Visions recently awarded $24,250 to 27 students. Visions' unique scholarship program recognizes college-bound students for outstanding performance in academics, extracurricular…

What's the Difference? If you're like some two-thirds of Americans who have little or no savings, you're going to need a personal loan or line of credit for cash for time-sensitive purchases or emergencies at some point. These are the two popular options for people who need unse…

Not sure if you need a personal loan? Like lines of credit, personal loans can be used for any purpose, but do work best in certain situations. Struggling with student loan debt or credit card payments? Need to make a big purchase soon or fund an emergency now? Let's take a look…

Put simply, a money market is a kind of savings account, but with a few key differences from your traditional options. Money market accounts are designed to be a safe way to get a better interest rate for people. However, these kinds of accounts generally require a higher…

Once a person learns what a money market account is, they have a logical next question: what can I do with it? That's a good question. After all, it's always good to know what options you have to make your money work better for you. With that in mind, let's take a look at some…

When Should I Refinance My Auto Loan? People want to refinance their auto loan for various reasons. As with any financial decisions, some times are better than others to refinance your auto loan. In general, you can see more benefits in terms of money saved the earlier you refin…

Just about everyone needs a car or truck to get around and live their lives. Plus, purchasing a quality automobile is a significant investment. That's why buying a car and getting the right auto loan is so vital. Let's face it: People want the car they want while managing the co…

People have all kinds of questions about auto loans, many of them related to their options. This leads to a logical question. Can I refinance my auto loan? The short answer is yes – refinancing an auto loan is generally an available option. Whether it's right for you or your veh…