Convenience, cash back, and awesome rewards!


Visa® credit cards from Visions are equipped with:

  • Tap to pay technology so you can make contactless payments on the go
  • Visa Purchase Alerts that can send you notifications about suspicious activity
  • Rewards that are easy to earn and redeem

Plus, all of our credit and debit cards are compatible with your favorite mobile wallets so you can easily make fast, secure payments in-person and online. 

Need a credit card for your business or nonprofit? Check out Visa Business Cash Rewards.

A woman holding a credit card in one hand and gift bags in the other hand.

Personal Credit Cards

We offer two great choices – Visa® Platinum and Elite Visa Signature®.

Visa® Platinum

  • 1% cash back
  • No balance transfer fees
  • and more!

Learn more about our Visa® Platinum credit card.

Visions FCU Visa Platinum Credit Card

Visions Elite Visa Signature®

  • 2% cash back
  • No balance transfer fees
  • No foreign transaction fees
  • Exclusive travel benefits
  • and more!

Learn more about our Visions Elite Visa Signature® credit card.

Visions FCU Visa Elite Signature Credit Card

Easy and Convenient!

Approved credit and debit cards can be instantly issued in branch to make sure you have easy access to your funds. Speaking of which, enroll in digital banking for 24/7 access to Card Controls, where you can pause your cards, add travel notes, report lost cards, and request a replacement – all online!

Secured Credit Cards

Looking to build your credit? It really doesn’t get much better than a secured credit card. Here’s how it works:

The money you deposit determines your credit amount. $500 on deposit = $500 credit card. You make purchases, pay your balance, and build your credit up bit by bit.

The money you have on deposit is still yours – you’re not losing anything. And, because it’s secured, you’ll enjoy advantaged rates, too. Talk about a win, right?

Secured credit cards are a great move for people just starting out, those looking to repair their credit, or for students and young people who want to get a head start on their financial futures. Plus, all of our credit cards come with great rewards, too.

Ask us if this is the right option for you!

No Balance Transfer Fee!

That's right – you will not be charged a fee when you transfer balances from other high-rate credit cards to one of ours!

Just advance your funds into your checking account and write a check or pay online. It's that simple!


Redeeming your rewards is easy – simply select your credit card in online or mobile banking, then click the "Rewards" link from the "Details" tab. Rewards representatives are available at 888.211.8384.

Activation and Fraud Alerts

Simply call 833.224.5785 for:

  • Card activations
  • Lost/stolen card support
  • Fraud/disputes
  • PIN changes

Featuring 24/7 availability for all requests.

Fraud Alerts Program Overview

Messaging frequency depends on account activity. For more information, TEXT HELP
to 32874. To cancel fraud text messaging services at any time reply STOP to any alert
from your mobile device.

For Fraud Alerts support, call 800.242.2120. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud.

HELP instructions: Text HELP to 32874 for help or call 800.242.2120.
STOP instructions: Text STOP to 32874 to cancel

Release of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of any carrier may interfere with messages delivery for which the carrier is not responsible. No carrier will guarantee that alerts will be delivered.

Privacy Policy

Visa Purchase Alerts

Receive immediate alerts for transactions completed or attempted on your Visions FCU debit or credit card!

Enroll for Visa Purchase Alerts using your Visions FCU debit or credit card. Click on Check Eligibility, enter the first 9 digits of your card, and then complete the enrollment by choosing where you receive your alerts, and what alerts you want to receive!


Payments can be made in person, over the phone, online, at the ATM, or through the Visions FCU Mobile app.

You can also mail payments to:

Visions Federal Credit Union

PO Box 630685

Cincinnati, OH 45263-0685

Additional Information

Elite Visa Signature® Disclosures

Visa® Platinum Disclosures

Helpful Information

See the Credit Card Account Opening Disclosure for additional information regarding your APR, cash advances, balance transfers, and more.

Credit Cards Articles

  • How Reward Points Became My Mini-Emergency Fund

    How Reward Points Became My Mini-Emergency Fund Has something ever happened out of nowhere that made you think, "How am I supposed to pay for this?!" Savings accounts or lines of credit are potential options for a bailout if you happen to have ample funds, and in this case my cr…

    How Reward Points Became My Mini-Emergency Fund
  • Preventing Card Fraud

    Protecting your cards from suspicious activity Visions has an extra fraud prevention program to protect your credit and debit card. You may encounter some instances where your transaction could be declined if the activity is considered extremely suspicious. If you plan on travel…

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