Auto/RV/Boat Loan Rates for September 2023
| Type of Loan | APR1 | Term (Months) (Approximate) | Amount Financed 3 | Payment Example $ per 1000 |
|---|---|---|---|---|
| New Auto, Truck + Motorcycle2 | 7.50% | 60 | up to 115% | $20.04 |
| New Auto, Truck + Motorcycle2 | 8.00% | 72 | up to 115% | $17.54 |
| New Auto, Truck + Motorcycle2 | 8.50% | 84 | up to 115% | $15.84 |
| Used Auto Truck + Motorcycle2 | 8.00% | 60 | up to 115% | $20.28 |
| Used Auto Truck + Motorcycle2 | 8.50% | 66 | up to 115% | $19.03 |
| Used Auto Truck + Motorcycle2 | 9.00% | 75 | up to 115% | $17.49 |
| Older Used Truck + Motorcycle2 | 9.74% | 48 | up to 100% | $25.25 |
| New + Used RV/Boat2 | 10.49% | 144 | up to 100% | $12.24 |
| New + Used Residential RV/Boat2 | 10.99% | 180 | up to 100% | $11.37 |
Credit Union membership is required with a $1 minimum deposit.
Auto Loan Payment Example
The payment on a $10,000 loan would be $200.41 by using the $20.04 per $1,000 at a non-variable interest rate of 7.50% APR with a 60 month term.
Rates advertised are promotional rates. Refinance of existing Visions FCU non-mortgage loans are subject to certain restrictions and conditions, contact the credit union for details.
1 - Annual Percentage Rate
2 - Consumer Loans - To qualify for the relationship builder consumer loan rate, at time of application you must be a member in good standing and maintain the following relationship: (*note - rates disclosed are the Relationship Builder rates.)
- Elect automatic payment on the new loan
The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for. Maximum amount financed also based on credit worthiness. Please see credit union to see what amount you qualify for.
3 - Financing of maximum Loan-to-Value for qualified borrowers based on credit criteria.
