Become a Visions FCU Member
Ready now? Click here to start an online application.
We live in a hectic and fast-paced world - especially when it comes to finances and managing our money; so who can you trust? Whether it's paying rent or your mortgage, tuition, saving up for a new car, or just preparing for retirement, you deserve convenient and affordable financial services.
Visions Federal Credit Union is a cooperative owned by its members, people just like you! You'll be in good company with over 210,000 members who realize that life is unscripted, and Visions will be here for them when they need us most.
Founded in 1966 by eight IBM employees in Endicott, NY, Visions has grown over the years to 50 offices across three states (NJ, NY, and PA) and an array of financial solutions; from our mobile app to a variety of mortgage options, we've got you covered. We believe in "people helping people" – see why you matter to Visions.
Are you eligible?
Regardless of where they live, if your parents or siblings are members at Visions then you're eligible too! Does anyone in your immediate family have an account with us?
What's your address?
Enter your home, work, school, or church address to see if you are eligible.
You may still be eligible!
You aren't eligible based on your address but there are other ways to qualify! Employees and members of certain groups are eligible to become members at Visions. Search for your employer or group below to find out if you are eligible! If you don't see your employer click "Next" to continue.
Let's get in touch
You don't seem to be eligible for an account at Visions. Let us know that you are interested in joining and we'll contact you! Be sure to let us know any comments or questions you may have regarding membership.
Your location is rather unique! We will need to review your information before we can determine your eligibility. Let us know that you are interested in joining and we will contact you! Be sure to let us know any comments or questions you may have regarding membership.
Thanks for reaching out!
A representative will contact you after reviewing your application. This should take between one and two business days.
You are eligible!
Congratulations! You seem to be eligible for membership at Visions. It's time to complete an online application.Apply now
BECOMING A MEMBER IS EASIER THAN YOU THINK!
Visions Federal Credit Union serves…
New York Residents - If you live, work, worship, or attend school in Broome, Cayuga, Chemung, Chenango, Cortland, Delaware, Madison, Otsego, Rockland*, Schuyler, Steuben, Tioga, or Tompkins Counties, or the cities of Rochester* or Syracuse, you can join.
Pennsylvania Residents - If you live, work, worship, or attend school in Bradford or Susquehanna County; the city of Reading*, portions of South Westmoreland* or North Fayette* Counties; portions of the Cities of Allentown*, Bethlehem*, or Easton*, you can join.
New Jersey Residents - If you live, work, worship, or attend school in Bergen or Passaic Counties; or portions of Essex*, Hudson*, or Union* Counties, you can join.
Employees of public schools or select businesses in Warren, Morris, and Sussex Counties are eligible to join.*
*Some restrictions may apply, ask a representative for exact geographic boundaries.
There are many reasons for membership. MANY!
- Low rates on loans
- Competitive earnings on savings
- Surcharge-free ATM network — over 30,000
- Mobile Banking
- Express Deposit
- Envelope - less ATM deposits
- Personalized accounts
- Profits go to members (unlike most other financial institutions)
- Paperless loan closings
- And more
FAMILY MEMBERS CAN JOIN TOO!
If you are an immediate family member to a current Visions member that makes you eligible for membership, too! Regardless of where they live, if your parents or siblings are members you qualify.
YOUR EMPLOYER MATTERS
In some areas, we have exclusive relationships with businesses which makes their employees eligible to become a Visions member. See if your employer is on this list to know if you qualify based on your current job. Don't see your employer listed? Contact your HR Department and suggest that Visions become one of their trusted partners.
Still not sure? Simply type your work or home address into the membership tool above and we'll confirm on the spot if you're eligible. Plus, you can always call or email us to confirm: 800-242-2120 or OnlineMembership@visionsfcu.org.
Note: Electronic mail is not secure, and confidential or personal information should not be communicated in this manner.
No matter which method you choose, here's all you need…
- Social Security Number
- Valid U.S. Driver's License or other Government Issued Identification
- If your residential address does not match your current government ID or driver's license, we may ask for proof of your current address
- $1 to start your new membership
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means to you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Effective June 1, 2010, the Unlawful Internet Gambling Enforcement Act (UIGEA) requires the credit union to prohibit illegal internet gambling transactions from being processed. In order to meet these regulatory requirements, both legal and illegal internet gambling transactions may be blocked.
You are leaving the Visions Federal Credit Union web site. The privacy and security policies of the external link may differ from Visions Federal Credit Union. Visions Federal Credit Union does not own or control external links and is not responsible for the availability or accuracy of their content.