Flexible checking options with a debit card to fit your needs

Introduction

We all use our checking accounts differently, from purchases to direct deposit and everything else in between. That’s why here at Visions, we believe in offering options designed for what matters to you.

Looking for something simple and reliable? Our Flex Checking account has no minimum balance or deposit requirements – just use your money however you want, wherever you want.

Speaking of wherever you want, our Flex Checking Plus is perfect for travelers, reimbursing ATM fees and saving you big when you’re out of town. Not only that, it rewards you for building your savings, too, earning you dividends on your deposits – and a whole lot more.

With either checking option, you could enjoy 24/7 convenience and secure payments with a Visa® debit card – free of charge! Open your new Flex Checking or Flex Checking Plus in digital banking, over the phone at 800.242.2120, or at your local branch.

woman using the express deposit service
Not a member, yet? Click here!

Types of Checking Accounts

Flex Checking – Convenient, reliable, affordable.

Featuring:

  • No monthly service charge
  • No minimum balance requirement
  • Unlimited check writing
  • No dividends
  • Available in a Health Savings Account (HSA) option

Plus, access to our perk-packed debit card!

Flex Checking Plus – More benefits. Less cost.

Featuring:

  • Dividends on all balances
  • Unlimited refunds on non-Visions ATMs
  • Free official checks and money orders
  • Free wire transfers
  • Free stop payments on personal checks

The best part? It's all only $8 per month – and you may already qualify to have that waived!*

Plus, if you already have a Flex Checking account then you can upgrade without changing anything! That's right – your checks and debit cards stay the same, your number doesn't change, and all of your payments and deposits go on as usual – just with a lot more benefits.

Plus, no matter which option you choose, all our checking accounts feature:

Additional Information

Direct Deposit

To set up direct deposit to your checking account, provide your employer with Visions routing number (221375378) and your checking account number in the correct format. Learn more about direct deposit.

Go to ClickSWITCH to change your existing direct deposit online – all in 60 seconds or less!

Transferring Funds

You can make member-to-member transfers in digital banking or send money to family and friends with Zelle®, wherever they bank in the U.S. 

We have a number of options to set up recurring automated transfers, deposits, and payments. Learn more about deposits and transfers.

Ordering New Checks

Order checks however it's most convenient for you:

  • Stop by your local office and request a box
  • Select "Order Checks" from within your online banking account
  • Call us at 800.242.2120

Overdraft Coverage

To learn about our overdraft options, click here.


*Flex Checking Plus: requires $1,000 minimum account balance or $25,000 in combined consumer deposit/loan balances at all times to avoid $8 monthly service charge. Fee waiver also available for veteran service members and their spouses; proof of service required for Veterans Program waiver and must be shown at account opening.
 

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