Digital banking will be undergoing scheduled maintenance starting Saturday 7/26/25 11PM EST to Sunday 7/27/25 1AM EST. During this time, there may be a disruption of service. We apologize for any inconvenience.

When are the funds from an instant payment available in my account?

When you receive an instant payment through the FedNow or RTP® network, the available balance updates immediately. The funds are typically available in the account as soon as Visions receives the transaction, which can be a matter of seconds.