How are FICO® Scores calculated?
FICO® Scores are calculated from many different pieces of data in your credit report. This data is grouped into five categories:
- 35% = Payment history
- 30% = Amounts owed
- 15% = Length of credit history
- 10% = New credit
- 10% = Credit mix
FICO Scores FAQ
- How do I check my credit report?
- Why do my FICO® Scores fluctuate/change?
- Why is my FICO® Score different than other scores I've seen?
- What are Key FICO® Score Factors?
- Information for FICO® Score Source
- Why is my FICO® Score not available?
- Will receiving my FICO® Score impact my credit?
- How often will I receive my FICO® Score?
- Why are you providing FICO® Scores?
- What Are FICO® Scores?