Fixed rate. Unlimited opportunities.
Introduction
You've worked hard to build the equity in your home. Now, make it work just as hard for you.
With fixed rates and extended terms, a home equity can help tackle whatever life throws at you.
Bathroom remodel? No problem. Building a new roof? You're covered. From tuition to credit card debt to everything else in between, a home equity offers you the freedom you need to accomplish whatever it is you need. (Prefer the flexibility of an open-end line of credit? Consider a HELOC!)
Check out our calculators, articles, and resources to find out if a fixed rate home equity is the right fit for you.
What do I need to apply?
It's easier than you think! Just gather Proof of Ownership and Proof of Income:
PROOF OF OWNERSHIP
Qualified proof required, such as the deed to your property.
PROOF OF INCOME
Traditional employment income:
• Two years W2s
• 30 days paystubs
Self-employment income:
• Two years signed tax returns
Retirement income:
• Two years 1099s
Rental property income:
• Two years signed tax returns
...and that's all you need!
Apply online or connect with a representative to take the next step. We're available at your local branch or over the phone at 800.242.2120.
Debt Protection
Your Home Equity Loan may also qualify for Debt Protection. Add it to your loan during the application process or contact us at 800.242.2120 to request changes to your coverage. Learn more about Debt Protection.
*Eligible Lending Counties - Geographic Boundaries
Visions can lend to the following areas if a person qualifies for membership:
New Jersey:
Bergen, Essex, Hudson, Hunterdon, Monmouth, Middlesex, Morris, Passaic, Somerset, Sussex, Warren, and Union
New York:
Broome, Cayuga, Chemung, Chenango, Cortland, Delaware, Dutchess, Jefferson, Livingston, Madison, Monroe, Oneida, Onondaga, Ontario, Orange, Orleans, Oswego, Otsego, Rockland, Schuyler, Seneca, Steuben, Tioga, Tompkins, Wayne, Westchester, Wyoming, and Yates.
Pennsylvania:
Berks, Bradford, Carbon, Chester, Cumberland, Dauphin, Lancaster, Lebanon, Lehigh, Monroe, Montgomery, Northampton, Pike, Schuylkill, Susquehanna, Tioga, Wyoming, and York.
