Fixed Rate Mortgages
| Type | Rate | Points | Effective APR1 | Monthly Payment2 |
|---|---|---|---|---|
| 15 Yr | 6.000% | 0.00 | 6.103% | $1687.71 |
| 20 Yr | 6.250% | 0.00 | 6.336% | $1461.86 |
| 30 Yr | 6.625% | 0.00 | 6.854% | $1280.62 |
30-Year fixed rate subject to change.
Please contact us at 1-800-242-2120 ext. 10269 / Option 2
Adjustable Rate Mortgages
| Type | Rate | Effective APR1 | Margin | Per Adj Cap | Lifetime Cap | Index | Floor | Monthly Payment2 |
|---|---|---|---|---|---|---|---|---|
| 5y/6m ARM | 5.500% | 5.556% | 2.75% | 2.00% | 5.00% | 4.19% | 3.00% | $1135.58 |
| 7y/6m ARM | 5.750% | 5.809% | 2.75% | 2.00% | 5.00% | 4.19% | 3.00% | $1167.15 |
| 10y/6m ARM | 6.000% | 6.062% | 2.75% | 2.00% | 5.00% | 4.19% | 3.00% | $1199.10 |
First Time Home Buyers Mortgage
100% FINANCING-First Time Home Buyers Only
| Type | Rate | Effective APR1 | Margin | Per Adj Cap | Lifetime Cap | Index | Floor | Monthly Payment2 |
|---|---|---|---|---|---|---|---|---|
| 100% Financing First Time HB 7y/6m ARM | 6.500% | 6.568% | 2.75% | 2.00% | 5.00% | 4.19% | 3.00% | $1264.14 |
Want to take advantage of these great rates?
Apply online, stop by your local office, or call 800.242.2120. You can also explore purchase and refinancing options here.
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Footnotes
Footnote 1
Annual Percentage Rate (APR) is based on the final loan amount and applicable finance charges.
Footnote 2
Monthly payment examples assume a loan amount of $200,000. All adjustable rates quoted assume a 30 year amortization.
- Residential mortgages are available for 1 - 2, owner occupied family dwellings.
- Private Mortgage Insurance (PMI) may be required.
- Homeowners insurance is required on all residential loans. Flood insurance may be required.
- The rate indicated for adjustable rate mortgages is the initial rate and subject to increase. For example, the 5/6 ARM; the initial rate is fixed for five years and may adjust every 6 months thereafter. Adjustable rates have a lifetime cap of 5% above the initial rate offered, a floor rate of 3% and a per adjustment cap of 2%.
- Other terms and conditions may apply. Please contact the Credit Union for details.
Disclosures
- Credit Union Membership is required with $1 minimum deposit.
- All rates are subject to change without notice.
