Rates Effective March 1, 2024
to March 31, 2024
Type of Loan APR1 Term (Months) Amount Financed3 Payment Per $1,000
New Auto, Truck + Motorcycle 7.25% 2 60 Months 115% $19.93
New Auto, Truck + Motorcycle 7.75% 2 72 Months 115% $17.42
New Auto, Truck + Motorcycle 8.25% 2 84 Months 115% $15.72
Used Auto Truck + Motorcycle 7.75% 2 60 Months 115% $20.16
Used Auto Truck + Motorcycle 8.25% 2 66 Months 115% $18.91
Used Auto Truck + Motorcycle 8.75% 2 75 Months 115% $17.36
Older Used Truck + Motorcycle 9.99% 2 48 Months 100% $25.36
New + Used RV/Boat 10.74% 2 144 Months 100% $12.39
New + Used Residential RV/Boat 11.24% 2 180 Months 100% $11.53

Footnotes

Footnote 1

Annual Percentage Rate

Footnote 2

Consumer Loans - To qualify for the above-mentioned relationship builder consumer loan rate, at time of application you must be a member in good standing and maintain the following relationship:

  • Elect automatic payment on the new loan. Without automatic loan payments, add 0.25% to the above-mentioned relationship builder consumer loan rate.
Footnote 3

Financing of maximum Loan-to-Value for qualified borrowers based on credit criteria.

Disclosures

Credit Union membership is required with a $1 minimum deposit.

Auto Loan Payment Example: The payment on a $10,000 loan would be $201.59 by using the $20.16 per $1,000 at a non-variable interest rate of 7.75% APR with a 60 month term.

Rates advertised are promotional rates. Refinance of existing Visions FCU non-mortgage loans are subject to certain restrictions and conditions, contact the credit union for details.

The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for. Maximum amount financed also based on credit worthiness. Please see credit union to see what amount you qualify for.

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