Fixed Rate Mortgages

Rates are subject to change daily.

Type Rate Effective APR1, 3 Monthly Payment2
15 Yr 6.250% 6.616% $1714.85
20 Yr 6.500% 6.798% $1491.15
30 Yr 7.000% 7.237% $1330.60

Adjustable Rate Mortgages

Rates Effective March 16, 2025
to March 31, 2025
Type Rate Effective APR1 Margin Per Adj Cap Lifetime Cap Index Floor Monthly Payment2
7y/6m ARM 6.000% 6.047% 2.75% 2.00% 5.00% 4.35% 3.00% $1199.10
10y/6m ARM 6.250% 6.315% 2.75% 2.00% 5.00% 4.35% 3.00% $1231.43

First Time Home Buyers Mortgage

100% FINANCING-First Time Home Buyers Only

Rates Effective March 1, 2025
to March 15, 2025
Type Rate Effective APR1 Margin Per Adj Cap Lifetime Cap Index Floor Monthly Payment2
100% Financing First Time HB 7y/6m ARM 6.500% 6.568% 2.75% 2.00% 5.00% 4.35% 3.00% $1264.14

Want to take advantage of these great rates?

 Apply online, stop by your local office, or call 800.242.2120. You can also explore purchase and refinancing options here.

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Footnotes

Footnote 1

Annual Percentage Rate (APR) is based on the final loan amount and applicable finance charges.

Footnote 2

Monthly payment examples assume a loan amount of $200,000. All adjustable rates quoted assume a 30 year amortization.

Footnote 3

Adjustable and Fixed Rate Loan rate assumptions (excluding First Time Home Buyers products):

  • Loan Amount: $200,000.00
  • Property Value: $250,000.00
  • Existing Lien: 0
  • Credit Score: 740
  • Not a Manufactured Home
  • Single Family Residence, 1 Unit, Detached
  • Primary Residence

Disclosures

  • Credit Union Membership is required with $1 minimum deposit.
  • All rates are subject to change without notice.
  • Residential mortgages are available for 1 - 2, owner occupied family dwellings.
  • Private Mortgage Insurance (PMI) may be required.
  • Homeowners insurance is required on all residential loans. Flood Insurance may be required.
  • The rate indicated for adjustable rate mortgages is the initial rate and subject to increase. For example, the 5/6 ARM; the initial rate is fixed for five years and may adjust every 6 months thereafter. Adjustable rates have a lifetime cap of 5% above the initial rate offered, a floor rate of 3% and a per adjustment cap of 2%.
  • Other terms and conditions may apply. Please contact the Credit Union for details