illustrated photo of a home with a person pointing a cellphone towards it, complete with wifi wires and signalAre you in the know when it comes to smart homes? There are several ways to increase your home’s intelligence, especially when it comes to security. 

These are relatively small investments, but they can add up. That’s where the home equity line of credit, or HELOC, comes in. A HELOC works similarly to a credit card, with a limit based on your home’s equity. That’s the currently assessed value of your home, minus any mortgage balance you might have. Unlike a home equity loan, though, you only repay what you use, giving you great flexibility at a competitive rate.

So, let’s get smarter – and safer – with a few key upgrades.

Security Cameras

If you’re truly stepping up your home safety game, though, you might want to try some DIY security. Tons of companies offer accessories and kits that include cameras, from smart doorbells to straight-up surveillance. These smart devices can stream and save high-definition video right to your phone, so you’ll know who’s around the house when you’re not home.

Smart Locks

When you are home, a smart lock can provide a little comfort. These deadbolts not only give you convenient keyless entry, but also make it very difficult for would-be criminals to crack.

man's hand touching a virtual home with lock icon

Solar-Powered Motion Sensor Lights

Here’s a lower-tech solution for security that can add a higher level of safety. Plus shedding some light not only deters intruders, it also makes finding your way a little easier.


Adding some or all these measures can get costly, but you can use your home’s equity to invest in a smarter and safer situation. Because you only pay (at a competitive rate) for what you use, you can spend as much or as little as you’d like with a HELOC from Visions. Check out the latest rates here and prepare to buy yourself some peace of mind – the smart way.

Apply now!