Member-owned and committed to the communities we serve for more than 50 years, Visions Federal Credit Union strives to build relationships that accommodate every stage of life. At Visions, it's not just the money that's there when you need it. We are.
The more you participate in our co-operative, the more all members benefit. Your savings are helping your neighbor to buy a new car for their growing family or supporting a community member pursue their passion to become a small business owner.
You may hear about financial institutions that give back to their members once a year. That's not enough for us.
A Visions member is rewarded every single day with lower fees (and less of them!), lower interest rates on loans, and higher dividend rates on deposits.
As of December 2019 our member giveback was $28.5 M in interest rates and $5.5 M in fees.
For Members, Not Money.
At Visions, we understand that money is important to people. And people are important to us.
As a not-for-profit financial institution owned by our members, we value the communities we call home.
Throughout the year, Visions Federal Credit Union sponsors many events to benefit those in our community. Our employees also lend a helping hand wherever possible to causes they feel passionate about and pitch in as a team for various walks, runs, and other activities.
Headquarters: Endwell, NY
Assets: $4.5 billion
ATMS: More than 100
Members: Over 210,000
Our five-member Supervisory Committee are all volunteers appointed by the Board of Directors to assure that the Board of Directors and management establish practices and procedures to safeguard members' accounts and credit union assets.
The committee arranges for independent internal audits, verification of member statements, reviews of internal controls, and a CPA financial audit. A committee member also attends the monthly Board of Directors meeting.
A special post office box has been established for members to report perceived credit union violations of rules and policies, unethical behavior, disagreement on account balances, or complaints that were not fully resolved to member satisfaction.
P.O. Box 458
Endicott, NY 13760