• As Home Values Rise, Should Homeowners Look to Equity

    The pandemic may have restricted the way many of us lived, but it pushed the housing market beyond historic boundaries. Now those same homes we were stuck in during quarantine are worth more than ever before, making home equity lines of credit even more attractive. Apply Now! Me…

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  • Direct Deposit

    To sign up for direct deposit – the automated transfer of payments from your employer directly into your Visions account – you will need to contact your employer and supply the following information...

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  • Yes, You Should Probably Get a Home Inspection

    Yes, You Should Probably Get a Home Inspection Look at that – I answered your Google search right up front. And I mean it: a home inspection is a valuable part of the home buying process, even if it's not always a requirement to get a mortgage. Here's why. If these walls could…

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  • When Should You Consider an Adjustable Rate Mortgage?

    When Should You Consider an Adjustable Rate Mortgage? Looking for a lower-interest alternative to the traditional 15- or 30-year fixed rate mortgage? Consider an adjustable rate mortgage, like the popular 5/5 ARM, for any number of needs or situations. What's a 5/5 ARM? Well, th…

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  • What the Health? Covering Unexpected Healthcare Costs

    What the Health? Covering Unexpected Healthcare Costs Healthcare: we need it, it's important, and it's expensive. And as I found out at 27 with what should have been a routine procedure, it doesn't cover everything. For me, it was a little over $1,500 after insurance. Which, wou…

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  • Lessons from an 11-Year Old

    Lessons from an 11-Year Old A PlayStation 2, a Memory Card, and Planning for the Unexpected The year was 2001. Toys “R” Us was still a thing. And I walked into that fluorescent-filled toy palace on a chilly November day, my mom begrudgingly in tow. I didn't even know what the wo…

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  • What I Wish I Knew About My First Credit Card

    What I Wish I Knew About My First Credit Card I was probably eighteen when I got my first credit card. Well, not exactly. You see, my mom listed me as an authorized signer on hers and gave me a card, noting it was “strictly for emergencies”. But it wasn't until I was 21, working…

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  • Brewing Beer and Budgeting for the Fun Stuff

    Brewing Beer and Budgeting for the Fun Stuff I started homebrewing about five years ago. I had just gotten a real job and apartment, so as far as new hobbies go, it was the perfect time. And it was awesome! I loved it! Well, until the time came to bottle it, that is. Between cle…

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  • Add a Share/Certificate

    Our Add a Share/Certificate feature lets you quickly and easily add new shares to your existing Visions accounts – all through digital banking.

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  • Use Your Home's Equity to Finance Your Dream Wedding

    Use Your Home's Equity to Finance Your Dream Wedding With wedding costs substantial and pretty much always on the rise, coming up with funding sources can be tough. The average wedding cost nearly $34,000 in 2019, according to the popular planning website The Knot. That include…

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  • Use Your Home's Equity for Smart Home Security

    Are you in the know when it comes to smart homes? There are several ways to increase your home's intelligence, especially when it comes to security. These are relatively small investments, but they can add up. That's where the home equity line of credit, or HELOC, comes in. A…

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  • Use Your Home's Equity to Better Use Your Home's Energy

    Use Your Home's Equity to Better Use Your Home's Energy Did you know you can use your home's equity to make energy-efficient improvements that save money in the long term? A home equity line of credit, or HELOC, is the ultimate financial tool for making key investments today tha…

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