Articles: Education

Looking to renovate the kitchen, consolidate expenses, or take an epic vacation? Been in your home for a while? If so, a home equity line of credit, or HELOC, unlocks the value of your investment in ways other financial products can't. APPLY NOW! You Only Pay for What You Use A…

Family Budgeting with Coupons Adulting is hard, even when it's filled with great things. Nothing brought me to that sense faster than having $36,000 in student loan debt and working my dream job while being newly married, a new homeowner, and – the cherry on top – having a baby…

If you're reading this, I'm guessing you're a high school or college level student who's struggling to maneuver all the expectations around graduation. What is an internship, anyway? Why do I even need one? How do I get one? These are just a few of…

Dear member, meet crypto.  Thanks to new technology, brilliant programmers, and a global economy, we're seeing a whole new world developing through digital assets and cryptocurrency. Even if you're not interested in investing yet, don't stay in the dark – get to know crypto…

Putting Your Bills On "Auto Pilot" For most of my life, I've struggled to keep track of things, especially my to-do list. Then, as an adult, I was diagnosed with ADHD (attention-deficit/hyperactivity disorder), which explained a lot of the challenges that I had dealt with throug…

Impacting Your Financial Future with Your Career Most people realize that a job (or lack thereof) has a major impact on your financial future (as well as your current situation). Yet when we think, “What do I want to do when I grow up?” even if we have an opinion on the matter,…

Preparing for Baby Costs Oh, baby. I found out in February. I came home to a scavenger hunt – clues scattered by my wife throughout the house. At the end, I discovered a drawer filled with tiny booties, a Captain America onesie, and a board book about dads and babies. And there…

Healthcare: we need it, it's important, and it's expensive. And as I found out at age 27 with what should have been a routine procedure, it doesn't cover everything. For me, it was a little over $1,500 after insurance. Which, wouldn't you know, was a completely surprise bill...

Looking to clean up credit card debt? There are actually several ways to get it done – some you might not have thought of. Here are the top five suggestions from Visions Federal Credit Union's Debt Experts. CONNECT WITH A DEBT EXPERT Personal Loan The personal loan is your likel…

When Should You Consolidate Debt? Debt can be a stressful thing, especially when it's coming at you from multiple directions. The average American has more than $5,000 in credit card debt and it's not unusual to have that spread out among several accounts. Debt consolidation is…

What if checking could offer a little more? What if, for example, your checking account could actually make you money?

Whether it's a multiple of 18 for chai (life in Hebrew) or not, cash is always a welcome gift for the bar or bat mitzvah. Parents need to teach their children smart financial habits, and the bar and bat mitzvah is a good time to think about… At Visions Federal Credit Union, with Bergen County branches in Mahwah, Westwood, Dumont, Englewood, Oakland and Saddle Brook, "the young customer is valued from the very beginning of his or her life," said Ada Myteberi, a [Regional Member Service Officer] for the New Jersey region. "The earlier good financial habits are built, the better," said Ms. Myteberi. "[Most of us parents] don't teach enough budgeting and money management to our kids."