Articles

First-time buyer? Excellent idea! Homeownership is an excellent long-term investment. Once you've decided that it's time to take the leap to homeownership, there are a few things to keep in mind. Review your existing debt load. What are your current monthly payments? Student loa…

Struggling to pay your mortgage? Help is available. If you are experiencing difficulty making your mortgage payments then we may be able to help you. There are many resources now available and all you have to do is ask. Please call us at (800) 242-2120 ext. 10270 to discuss your…

If you're still renting and have been for years, now might be the time to reconsider. Today's low interest rates could put your house payment on par with that rent check and you'll find you get much more in return. Using current rates, it wouldn't be unusual for a mortgage payme…

What Affects Mortgage Interest Rates When Buying a Home? Once people decide they'd like to buy a home, they want to know what interest rate they can expect from a mortgage. After all, buying a home is an important decision and the interest rate is a big factor that determines wh…

(The Seventh is Through the Front Door) Whether you're a first-time homebuyer or seasoned homeowner, purchasing a new place to live can be an exciting time. It can also be a little stressful. The friendly experts at Visions can help take some of the pain out of the hom…

There are some things that go along with owning a home. Home improvements are near the top of this list. The range of home improvements runs from the very small cosmetic improvements to the major structural home improvements. You have to pay for all of them, whether small or lar…

The Smart Options for Your Home Improvement Loan or Financing At Visions we say that life is unscripted. If you own a home, it's very likely you know how true that statement is. It almost goes without saying that if you own a home, you have home improvements and repairs. Many jo…

Home ownership has benefits. One of those benefits is the ability to use the equity you've built for other financial needs such as home improvements. A home equity loan can also be used for various financial needs such as repairs, debt consolidation, vacations, or college expens…

People who own homes sometimes need money for those things that life throws your way. The good news is that homeowners can tap into the equity of their home to get the money they need. There are two main ways to do this - home equity loans and home equity lines of credit, or HEL…

Generally speaking, when it comes to using the equity built up in their house, people understand that it's an option to tap into that equity to get cash they need. However, before going forward with a home equity loan it's good to understand how it works. So, let's take a look…

Many people are interested in getting the cash they need by tapping into their home's equity. Questions we are often asked relate to a person's credit. The questions sound something like this: How important is my credit for getting a home equity loan? How does my credit score af…

Home Equity Loans for Home Improvement Using home equity for home improvements and renovations is a popular choice. First, the home equity loan can be used for costly repairs such as roofing, foundations, or other vitally important parts of your home. That makes home equity loan…