What do I need to open a business account?

Different organizations require different documentation. To see what you'll need, simply click on your business type below.


Business Loans

How do I apply for a business loan?

Applying for a business loan is easy. Just click here.

When you apply for a business loan, you will work directly with one of our experienced Member Business Loan Officers to discuss your loan needs.


business men

Financial and Supplemental Information Requirements:

  • Three years financial statements, including income statements and balance sheets - either accountant prepared or tax returns
  • Interim financial statements, balance sheet, and income statement dated within 90 days of application
  • Three years of personal tax returns on all principals and guarantors
  • Current personal financial statement on all principals and guarantors

Need help growing your business? Check out the SBA

The U.S. Small Business Administration (SBA) was created in 1953 as an independent agency of the federal government to aid, counsel, assist and protect the interests of small business concerns, to preserve free competitive enterprise and to maintain and strengthen the overall economy of our nation. The SBA helps Americans start, build and grow businesses. Through an extensive network of field offices and partnerships with public and private organizations, SBA delivers its services to people throughout the United States.

  • Three years financial statements including income statements and balance sheets - either accountant prepared or tax returns.

  • Interim financial statements, balance sheet, and income statement dated within 90 days of application.

  • Three years of personal tax returns on all principals and guarantors.

  • Current personal financial statement on all principals and guarantors.


Visions Federal Credit Union cannot open accounts for local governments or businesses/organizations that deposit public and/or municipal funds.