Convenience, cash back, and awesome rewards!

Introduction

Visa® credit cards from Visions are equipped with:

  • Tap to pay technology so you can make contactless payments on the go
  • Visa Purchase Alerts that can send you notifications about suspicious activity
  • Rewards that are easy to earn and redeem

Plus, all of our credit and debit cards are compatible with your favorite mobile wallets so you can easily make fast, secure payments in-person and online. 

Need a credit card for your business or nonprofit? Check out Visa Business Cash Rewards.

A woman holding a credit card in one hand and gift bags in the other hand.

Personal Credit Cards

We offer two great choices – Visa® Platinum and Elite Visa Signature®.

Visa® Platinum

  • 1% cash back
  • No cash advance fees
  • and more!

Learn more about our Visa® Platinum credit card.

Visions FCU Visa Platinum Credit Card

Visions Elite Visa Signature®

  • 2% cash back
  • No cash advance fees
  • No foreign transaction fees
  • Exclusive travel benefits
  • and more!

Learn more about our Visions Elite Visa Signature® credit card.

Visions FCU Visa Elite Signature Credit Card

Easy and Convenient!

Approved credit and debit cards can be instantly issued in branch to make sure you have easy access to your funds. Speaking of which, enroll in digital banking for 24/7 access to Card Controls, where you can pause your cards, report lost cards, and request a replacement – all online!

Secured Credit Cards

Looking to build your credit? It really doesn’t get much better than a secured credit card. Here’s how it works:

  • The money you deposit determines your credit amount. $500 on deposit = $500 credit card
  • You make purchases, pay your balance, and can build up credit bit by bit
  • The money you have on deposit is still yours – you’re not losing anything
    ...and because it’s secured, you’ll enjoy advantaged rates. Talk about a win, right?

Secured credit cards are a great move for people just starting out, those looking to repair their credit, or for students and young people who want to get a head start on their financial futures. Plus, all of our credit cards come with great rewards, too.

Ask us if this is the right option for you!

No Cash Advance Fee!

Whether you want to withdraw some spending cash from your credit card or pull funds to payoff other credit card balances, you won't have to worry about a fee. 

That's right – there's no fee when you transfer balances from other high-rate credit cards to one of ours! Just advance your funds into your checking account and write a check to your other card provider or pay it off online. It's that simple.

Rewards

Redeeming your rewards is easy – simply select your credit card in online or mobile banking, then click the "Rewards" link from the "Details" tab. Rewards representatives are available at 888.211.8384.

Activation and Fraud Alerts

Simply call 833.224.5785 for:

  • Card activations
  • Lost/stolen card support
  • Fraud/disputes
  • PIN changes

Featuring 24/7 availability for all requests.

Fraud Alerts Program Overview

Messaging frequency depends on account activity. For more information, TEXT HELP
to 32874. To cancel fraud text messaging services at any time reply STOP to any alert
from your mobile device.

For Fraud Alerts support, call 800.242.2120. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud.

HELP instructions: Text HELP to 32874 for help or call 800.242.2120.
STOP instructions: Text STOP to 32874 to cancel

Release of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of any carrier may interfere with messages delivery for which the carrier is not responsible. No carrier will guarantee that alerts will be delivered.

Privacy Policy

Visa Purchase Alerts

Receive immediate alerts for transactions completed or attempted on your Visions debit card or credit card!

Enroll for Visa Purchase Alerts for your Visions debit or credit card. Click on Check Eligibility, enter the first 9 digits of your card, and then complete the enrollment by customizing where you receive your alerts and what alerts you want to receive!

Payments

Payments can be made at your nearest branch, over the phone at 800.242.2120online, at ATMs, or through the Visions FCU Mobile app. Learn more about our loan payment options.

You can also mail Visions credit card payments to:

Visions Federal Credit Union
P.O. Box 630685
Cincinnati, OH 45263-0685

Additional Information

Elite Visa Signature® Disclosures

Visa® Platinum Disclosures

Helpful Information

See the Credit Card Account Opening Disclosure for additional information regarding your APR, cash advances, balance transfers, and more.

Credit Cards Articles

  • How Reward Points Became My Mini-Emergency Fund

    Has something ever happened out of nowhere that made you think, "How am I supposed to pay for this?!" Savings accounts or lines of credit are potential options for a bailout if you happen to have ample funds, and in this case my credit card came in handy. But not the way you'd expect!

    How Reward Points Became My Mini-Emergency Fund
  • Travel with Secure Payments

    You may not be able to use a Visions credit card or debit card in every country you visit. We have initiated a fraud prevention program to protect your credit and debit card, whether it be at home or during international travel.

    Image