Enjoy convenience, security, and awesome rewards!
Introduction
Visa® credit cards from Visions are equipped with:
- Tap to pay technology so you can make contactless payments on the go
- Visa Purchase Alerts that can send you notifications about suspicious activity
- Rewards that are easy to earn and redeem – including cash back!
Plus, all of our credit and debit cards are compatible with your favorite mobile wallets so you can easily make fast, secure payments in-person and online.
Need a credit card for your business or nonprofit? Check out Visa Business Cash Rewards.
Personal Credit Cards
We offer two great choices – Visa® Platinum and Elite Visa Signature®.
Visa® Platinum
- 1% cash back
- No cash advance fees
- and more!
Learn more about our Visa® Platinum credit card.
Visions Elite Visa Signature®
- 2% cash back
- No cash advance fees
- No foreign transaction fees
- Exclusive travel benefits
- and more!
Learn more about our Visions Elite Visa Signature® credit card.
Easy and Convenient!
Approved credit and debit cards can be instantly issued in branch to make sure you have easy access to your funds. Speaking of which, enroll in digital banking for 24/7 access to Card Controls, where you can pause your cards, report lost cards, and request a replacement – all online!
Secured Credit Cards
Looking to build your credit? It really doesn’t get much better than a secured credit card. Here’s how it works:
- The money you deposit determines your credit amount. $500 on deposit = $500 credit card
- You make purchases, pay your balance, and can build up credit bit by bit
- The money you have on deposit is still yours – you’re not losing anything
...and because it’s secured, you’ll enjoy advantaged rates. Talk about a win, right?
Secured credit cards are a great move for people just starting out, those looking to repair their credit, or for students and young people who want to get a head start on their financial futures. Plus, all of our credit cards come with great rewards, too.
Ask us if this is the right option for you!
Transfer balances with no cash advance fee!
Whether you want to withdraw some spending cash from your credit card or pull funds to payoff other credit card balances, you won't have to worry about a fee.
That's right – there's no fee when you transfer balances from your high-rate bank card or store cards to your Visions card with a great low rate! Just advance your funds into your checking account and write a check to your other card provider or pay it off online. It's that simple.
Rewards
Your credit card purchases earn Rewards points that you can redeem in digital banking. Choose from hundreds of redemption options, such as cash back, in-store redemptions, merchandise, gift cards, travel, and more!
Redeeming your points for Rewards is easy – simply select your credit card in digital banking, then click the "Rewards" link from the "Details" tab to get started. For redemption support, Rewards representatives are available at 888.211.8384.
Additional Information
Visa Purchase Alerts
Receive immediate alerts for transactions completed or attempted on your Visions debit card or credit card!
Enroll for Visa Purchase Alerts for your Visions debit or credit card. Click on Check Eligibility, enter the first 9 digits of your card, and then complete the enrollment by customizing where you receive your alerts and what alerts you want to receive!
Payments
Payments to your Visions credit card can be made in person, over the phone, online, at ATMs, or in our Visions FCU Mobile app.
You can also mail payments to:
Visions Federal Credit Union
PO Box 630685, Cincinnati, OH 45263-0685
Requesting new or replacement cards
Approved credit and debit cards can be instantly issued in branch so you can have easy access to your funds. You can also enroll in digital banking for 24/7 access to Card Controls, where you can pause your cards, report lost cards, and request a replacement – all online!
Activation and fraud alerts
Simply call 833.224.5785 for:
- Card activations
- Lost/stolen card support
- Fraud/disputes
- PIN changes
Featuring 24/7 availability for all requests.
Fraud Alerts program overview:
Messaging frequency depends on account activity. For more information, TEXT HELP to 32874. To cancel fraud text messaging services at any time reply STOP to any alert from your mobile device.
For Fraud Alerts support, call 800.242.2120. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud.
HELP instructions: Text HELP to 32874 for help or call 800.242.2120.
STOP instructions: Text STOP to 32874 to cancel
Release of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of any carrier may interfere with messages delivery for which the carrier is not responsible. No carrier will guarantee that alerts will be delivered.
Elite Visa Signature® Disclosures
Visa® Platinum Disclosures
Resources for more information
See the Credit Card Account Opening Disclosure for additional information regarding your APR, cash advances, balance transfers, and more.
*Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Visions immediately of any unauthorized use. Contact Visions for more detail.
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