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Convenience, cash back, and awesome rewards!

Visa® credit cards from Visions are equipped with:

  • Tap to pay technology so you can make contactless payments on the go
  • Visa Purchase Alerts that can send you notifications about suspicious activity
  • Rewards that are easy to earn and redeem

Plus, all of our credit and debit cards are compatible with your favorite mobile wallets so you can easily make fast, secure payments in-person and online.


Check out our credit card rates

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Personal credit cards

We offer two great choices – Visa® Platinum and Elite Visa Signature®.

Visa Platinum card design

Visa® Platinum

1% cash back

No balance transfer fees

and more!


Elite Visa Signature card design

Visions Elite Visa Signature®

2% cash back

No balance transfer fees

No foreign transaction fees

Exclusive travel benefits

and more!


Easy and convenient!

Approved credit and debit cards can be instantly issued in branch to make sure you have easy access to your funds. Speaking of which, enroll in digital banking for 24/7 access to Card Controls, where you can pause your cards, add travel notes, report lost cards, and request a replacement – all online!

Apply Now

Want to build your credit? Try a secured credit card!

Looking to build your credit? It really doesn’t get much better than a secured credit card. Here’s how it works:

The money you deposit determines your credit amount. $500 on deposit = $500 credit card. You make purchases, pay your balance, and build your credit up bit by bit.

The money you have on deposit is still yours – you’re not losing anything. And, because it’s secured, you’ll enjoy advantaged rates, too. Talk about a win, right?

Secured credit cards are a great move for people just starting out, those looking to repair their credit, or for students and young people who want to get a head start on their financial futures. Plus, all of our credit cards come with great rewards, too.

Ask us if this is the right option for you!

Plus, no balance transfer fee!

That's right – you will not be charged a fee when you transfer balances from other high-rate credit cards to one of ours!

Just advance your funds into your checking account and write a check or pay online. It's that simple!


Check out our Rewards!

Redeeming your rewards is easy – simply select your credit card in online or mobile banking, then click the "Rewards" link from the "Details" tab. Rewards representatives are available at 888.211.8384.

Activation and fraud alerts

Simply call 833.224.5785 for:

  • Card activations

  • Lost/stolen card support

  • Fraud/disputes

  • PIN changes

Featuring 24/7 availability for all requests.

Fraud Alerts Program Overview
Messaging frequency depends on account activity. For more information, TEXT HELP
to 32874. To cancel fraud text messaging services at any time reply STOP to any alert
from your mobile device.

For Fraud Alerts support, call 800.242.2120. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud.

HELP instructions: Text HELP to 32874 for help or call 800.242.2120.
STOP instructions: Text STOP to 32874 to cancel

Release of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of any carrier may interfere with messages delivery for which the carrier is not responsible. No carrier will guarantee that alerts will be delivered.

Privacy Policy

Visa Purchase Alerts

Receive immediate alerts for transactions completed or attempted on your Visions FCU debit or credit card!

Click here to enroll using your Visions FCU debit or credit card. Click on Check Eligibility, enter the first 9 digits of your card, and then complete the enrollment by choosing where you receive your alerts, and what alerts you want to receive!


Payments can be made in person, over the phone, online, at the ATM, or through the Visions FCU Mobile app.

You can also mail payments to:

Visions Federal Credit Union
PO Box 630685
Cincinnati, OH 45263-0685

Additional Resources

Elite Visa Signature® Disclosures

Visa® Platinum Disclosures

Helpful Information

For additional information regarding your APR, cash advances, balance transfers, and more, click here.

Credit Line Calculators

Refer A Friend

Get rewarded for sharing Visions with your friends and family.

Get $25 when they open an account!

Refer Now

Visions Federal Credit Union

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Visions Federal Credit Union

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