Your card for the everyday and the everywhere.

Introduction

Convenience, great rates, and local service – these are all things you’ve come to expect from your Visions account. Now, you can get all that with your credit card, plus cardholder benefits!

Our Visa® Platinum is the perfect fit for whatever your needs, featuring flexible limits, no annual fees, and a rewards system that’s as simple as one dollar = one point. Redeem Rewards points for cash back, travel, gift cards, charitable donations, and more.

Visa Platinum Card

We think Visa® Platinum deserves a spot in your wallet, and we're confident you'll think so, too.

Apply today!

Features

Reward yourself with cash back and more!

  • 1% cash back on purchases with an automatic redemption option
  • Zero annual fee and zero balance transfer fee
  • Cards can be instantly issued in branch
  • Contactless cards using Tap to Pay functionality
  • Mobile wallet supporting Apple Pay™, Samsung Pay™, Google Pay™, Garmin Pay™, and Fitbit Pay™

Additional benefits with Platinum

Your credit card may also qualify for Debt Protection. Add it during the application process or contact us at 800.242.2120 to request changes to your coverage. Learn more about Debt Protection.

Check out our rates
Apply today!

Want to build your credit? Try a secured credit card!

A secured credit card is perfect for the individual looking to build – or rebuild – their credit. Here's how it works:

With a secured credit card, you agree to hold some of your own money as collateral to the institution, with your credit limit tied to your investment. So, for example, if you agree to a $1,000 voluntary hold in your account, that means you have access to a $1,000 credit line. The money on hold in your account is still yours, you just can't access it. After a time – perhaps a year or two – in which you have consistently made your payments, you may qualify for an unsecured card and have your money released from its hold.

Ask a representative today to see if this credit building solution is right for you!

Woman with a credit card on a laptop

Additional Information

Visa Purchase Alerts

Receive immediate alerts for transactions completed or attempted on your Visions FCU debit or credit card!

Enroll for Visa Purchase Alerts for your Visions debit or credit card. Click on Check Eligibility, enter the first 9 digits of your card, and then complete the enrollment by customizing where you receive your alerts and what alerts you want to receive!

Payments

Payments to your Visions credit card can be made in person, over the phone, online, at ATMs, or in our Visions FCU Mobile app.

You can also mail payments to:

Visions Federal Credit Union
PO Box 630685, Cincinnati, OH 45263-0685

Requesting new or replacement cards

Approved credit and debit cards can be instantly issued in branch so you can have easy access to your funds. You can also enroll in digital banking for 24/7 access to Card Controls, where you can pause your cards, report lost cards, and request a replacement – all online!

Activation and fraud alerts

Simply call 833.224.5785 for:

  • Card activations
  • Lost/stolen card support
  • Fraud/disputes
  • PIN changes

Featuring 24/7 availability for all requests.

Fraud Alerts program overview:
Messaging frequency depends on account activity. For more information, TEXT HELP to 32874. To cancel fraud text messaging services at any time reply STOP to any alert from your mobile device.

For Fraud Alerts support, call 800.242.2120. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud.

HELP instructions: Text HELP to 32874 for help or call 800.242.2120.
STOP instructions: Text STOP to 32874 to cancel

Release of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of any carrier may interfere with messages delivery for which the carrier is not responsible. No carrier will guarantee that alerts will be delivered.

Privacy Notice

Resources for more information

For additional information regarding your APR, cash advances, balance transfers, and more, click here.

*Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Visions immediately of any unauthorized use. Contact Visions for more detail.