First-time buyer? No money down!

Let us help you wake up in your own home. It's the American dream, and one you can make reality.

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  • 100% of the Purchase Price or Appraised Value, whichever is lower
  • No Money Down
  • 5/1 Adjustable
  • Single-Family Only
  • Owner Occupied
  • No PMI
  • Escrow Required
  • Maximum Term 30 Years
  • Bi-Weekly and Monthly Payments Available
  • No Gift Money, no seller concessions
  • No Manufactured Housing

Loan Amount

Minimum loan amount - $25,000

Maximum loan amount - $647,200; $970,800 for high cost areas as designated by Fannie Mae.

Proof of home owner's insurance is required.

Visions will not subordinate or agree to the assignment of any oil/gas/mineral rights lease to a third party.