Accounts that grow with you.

We believe that strong financial habits are best learned early on. That's why we offer a range of accounts for our youngest members, letting them learn valuable skills they can use throughout their lives. From our Kirby Kangaroo accounts to debit cards, scholarships, and youth lending programs, our goal is to help children and teens grow responsibly.

For our youngest members (12 and under)

The Kirby Kangaroo Club is a free savings program designed especially for kids under 12. Kirby Kangaroo uses stories, games and entertainment to help kids learn about saving and finances.

The club provides special incentives and benefits for children who are age 12 and under. It includes:

  • The Kirby Kangaroo website packed with fun stuff for kids to learn with: stories, games, coloring pages, and jokes.

  • Quarterly Kirby Kangaroo newsletter.

  • Special Kirby Kangaroo youth activities all year long.

How it works

Bring your children with you to visit your neighborhood branch to open an account. They will receive a savings passbook, coin saver, and a club identification card.

Plus, for every $5 deposit they make they'll earn a free gift! It's our way of rewarding them for building their savings.

Little Heroes

Do you know a child making a difference in their community? We want to help their efforts with donations, gift cards, custom logos – whatever we can do to help, we will.*

*Learn more and nominate a little hero today

Accounts for teenagersfriends selfie

Starting at age 13, members are able to open up a checking account and receive a debit card. Our Flex Checking account is perfect for teens, too, with no monthly service charges or minimum balance requirements.

Plus, we even offer youth lending and credit card accounts, too. These help teens learn responsible borrowing habits alongside guidance from parents and our own financial professionals.

Youth Lending Program

Students age 14 to 18 that are attending high school can borrow between $100 and $1,000 for up to a year. A co-signer is required on amounts over $500.

Youth Visa Platinum with Rewards

Students age 14 to 17 can learn to manage a small credit limit up to $500. A co-borrower is required. 

College and beyondgirl laptop

Graduating high school is a big deal, but it also comes with big responsibilities. We do our best to help prepare teens for financial independence, from flexible credit card options and credit-building opportunities to scholarship programs, too.

Additional resources

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