Rates Effective June 1, 2024
to June 30, 2024
Type of Loan APR1 Term (Months) Amount Financed3 Payment Per $1,000
Stock Secured (Paper) 7.90% 3 120 Months 85% $12.09
Share Secured 5.99% 3 120 Months 100% $11.10
Flex Money Market Secured 6.99% 3 120 Months 100% $11.61


Footnote 1

Annual Percentage Rate

Footnote 3

Variable rates may change monthly based on the applicable margin and index.


Credit Union membership is required with a $1 minimum deposit.

Stock Secured Payment Example: The payment on a $10,000 loan would be $120.90 by using the $12.09 per $1,000 at a variable interest rate of 7.90% APR with a 120 month term.

Stock Secured Loan: Maximum loan amount based on 85% of previous day's closing price on negotiable securities listed on the New York Stock Exchange or American Stock Exchange.

Rates advertised are promotional rates. Refinance of existing Visions FCU non-mortgage loans are subject to certain restrictions and conditions, contact the credit union for details.

The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for. Maximum amount financed also based on credit worthiness. Please see credit union to see what amount you qualify for.

Credit/Security Agreement

Visions Federal Credit Union

Log in here with your Online Banking ID:

Online Enrollment

Forgot Password

Forgot User ID/Unlock Account

You are leaving the Visions Federal Credit Union web site. The privacy and security policies of the external link may differ from Visions Federal Credit Union. Visions Federal Credit Union does not own or control external links and is not responsible for the availability or accuracy of their content.