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  • When Should You Consider an Adjustable Rate Mortgage?
    When Should You Consider an Adjustable Rate Mortgage?, Looking for a lower-interest alternative to the traditional 15- or 30-year fixed rate mortgage? Consider an adjustable rate mortgage, like the popular 5/5 ARM, for any number of needs or situations. What's a 5/5 ARM? Well, the first number represents the years before an interest rate adjustment and the second number tells you how many years each one of those adjustments lasts. In the case of a 5/…, Now that you know what it is, when should you consider a 5/5 ARM?, You Plan on Paying Your Mortgage Off Soon A lower interest rate can put you on the fast track for paying off your mortgage. The 5/5 ARM is especially advantageous if you plan to do it in five years or less. You Plan on Selling Your Home in 5 to 10 Years The adjustable rate mortgage is a great option for those who plan to sell before a possible rate increase. Staying for a decade or more? The rate…
  • Visions Branches to Pilot Wearable Closed Captioning Device
    Endwell, NY – To enhance accessibility of branch services, Visions Federal Credit Union is planning to pilot a device titled "Badger" at select locations. Developed by Satellite Displays, Inc. , Badger is a smart device that can provide closed captions for conversations in real time. The size of a traditional name badge – and functioning as such when not in use – the device receives audio and…, About Satellite Displays, Satellite Displays' purpose is to improve communication through innovation. We created Badger, the world's first closed captioning smart badge to convert speech to text in real time. Badger also translates speech to many languages. We are inspired to help all people overcome communication barriers. Whether you are deaf, have hearing loss, speak a different language or are wearing a mask, Badger…, About Visions Federal Credit Union, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 250,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans.
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