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Cash Income: Dos and Don'ts of Cash Management
Cash Income: Dos and Don'ts of Cash Management My first jobs were in cafes and restaurants. Depending on the gig and the season, income was inconsistent week to week and month to month, generally less in payroll and more in tips. At times, I was earning 100% cash...
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How We Planned a Debt-Free Elopement and Mini Honeymoon
After three years of being engaged, we finally decided to walk down the aisle. To be fair, I never wanted to plan a traditional wedding and take on all the expenses that come with it. Over the years, we struggled to land on a wedding style that suited both of us, but being a good partner means compromising...
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College Expenses: How to Survive Tuition
I learned the hard way. I didn't quite realize what student loans entailed and learned so many things along the way that I wish I knew beforehand. I'm here to tell you all the things I wish I knew, so that hopefully you don't go through what I did…
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Cats and Dogs: The Costs of Owning a Pet
So, you're thinking about getting a furry friend… Owning a pet has many benefits, like a decrease in stress and depression, as well as having a best friend. While a cat or dog are great companions, it's important to keep in mind the costs…
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Making Sense of Mortgages
Making Sense of Mortgages Closing costs, PMI, ARM, escrow…figuring out what makes up your mortgage can be complicated. With so many factors to consider, how do you make sense of it all? Well, you can start by breaking down some of the most common terms and considerations you'll…
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Going Out of Town on a Budget
My wife and I love to travel. Well, at least back in the pre-Covid and pre-baby days. Things have definitely changed in the last couple years, but the wanderlust remains. Here's how we've been able to take trips without breaking the bank...
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Why I Ditched My Debit Card
Why I Ditched My Debit Card All about that credit card life I'm going to make a confession: I don't use my debit card. To be honest, I haven't used it in years. And while that's not something our Card Solutions Manager here at Visions will like, the fact is, I'm all about my cre…
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How I Paid for Two Years of Study in Australia
How I Paid for Two Years in Australia: Financial Prep for Study Abroad So, you've decided to study abroad? How exciting! With dreams of the adventures that await, it can be tough to sit down and think logistics. If you take the time to map out your finances now, though, you'll…
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Are You Financially Fit?
Over the last several years the fitness industry has exploded. Unique diets, strength training regiments for all ages, you name it. Many people have shown a level of dedication to becoming healthier, both mentally and physically, and are enjoying healthier golden years as a result...
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Direct Deposit
To sign up for direct deposit – the automated transfer of payments from your employer directly into your Visions account – you will need to contact your employer and supply the following information...
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First Car Loan? Here Are Some Things to Know
First Car Loan? Here Are Some Things to Know Whether you're 18 or 48, at some point you're likely to buy a new car – even if it's just new to you. Unfortunately, cars aren't cheap. That's why many people go for an auto loan. The issue? Auto loans are confusing, especially if you…
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Yes, You Should Probably Get a Home Inspection
Yes, You Should Probably Get a Home Inspection Look at that – I answered your Google search right up front. And I mean it: a home inspection is a valuable part of the home buying process, even if it's not always a requirement to get a mortgage. Here's why. If these walls could…