Articles from our MoneyTalks blog that will cover an array of topics surrounding personal finance.

  • College Expenses: How to Survive Tuition

    I learned the hard way. I didn't quite realize what student loans entailed and learned so many things along the way that I wish I knew beforehand. I'm here to tell you all the things I wish I knew, so that hopefully you don't go through what I did…

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  • Cats and Dogs: The Costs of Owning a Pet

    So, you're thinking about getting a furry friend… Owning a pet has many benefits, like a decrease in stress and depression, as well as having a best friend. While a cat or dog are great companions, it's important to keep in mind the costs…

    Dog shelter
  • Family Budgeting with Coupons

    Family Budgeting with Coupons Adulting is hard, even when it's filled with great things. Nothing brought me to that sense faster than having $36,000 in student loan debt and working my dream job while being newly married, a new homeowner, and – the cherry on top – having a baby…

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  • Making Sense of Mortgages

    Making Sense of Mortgages Closing costs, PMI, ARM, escrow…figuring out what makes up your mortgage can be complicated. With so many factors to consider, how do you make sense of it all? Well, you can start by breaking down some of the most common terms and considerations you'll…

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  • Going Out of Town on a Budget

    My wife and I love to travel. Well, at least back in the pre-Covid and pre-baby days. Things have definitely changed in the last couple years, but the wanderlust remains. Here's how we've been able to take trips without breaking the bank...

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  • Internships for Dummies (101)

    If you're reading this, I'm guessing you're a high school or college level student who's struggling to maneuver all the expectations around graduation. What is an internship, anyway? Why do I even need one? How do I get one? These are just a few of…

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  • Lessons From: My Crafty Neighbor

    Lessons From My Elders I won't always be young. I'm not jaded by the notion that I have a lot of years ahead of me, and many lessons to learn. But eventually, I won't be able to work the same 40 hours per week (plus the occasional side gig) to support my family and cover my heal…

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  • Putting Your Bills On "Auto Pilot"

    Putting Your Bills On "Auto Pilot" For most of my life, I've struggled to keep track of things, especially my to-do list. Then, as an adult, I was diagnosed with ADHD (attention-deficit/hyperactivity disorder), which explained a lot of the challenges that I had dealt with throug…

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  • Impacting Your Financial Future with Your Career

    Impacting Your Financial Future with Your Career Most people realize that a job (or lack thereof) has a major impact on your financial future (as well as your current situation). Yet when we think, “What do I want to do when I grow up?” even if we have an opinion on the matter,…

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  • Why I Ditched My Debit Card

    Why I Ditched My Debit Card All about that credit card life I'm going to make a confession: I don't use my debit card. To be honest, I haven't used it in years. And while that's not something our Card Solutions Manager here at Visions will like, the fact is, I'm all about my cre…

    Why I Ditched My Debit Card
  • How I Paid for Two Years of Study in Australia

    How I Paid for Two Years in Australia: Financial Prep for Study Abroad So, you've decided to study abroad? How exciting! With dreams of the adventures that await, it can be tough to sit down and think logistics. If you take the time to map out your finances now, though, you'll…

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  • Are You Financially Fit?

    Over the last several years the fitness industry has exploded. Unique diets, strength training regiments for all ages, you name it. Many people have shown a level of dedication to becoming healthier, both mentally and physically, and are enjoying healthier golden years as a result...

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