Articles: MoneyTalks Financial Blog

Members are the owners of the credit union and contribute to its capital. Members, not shareholders, benefit from their credit union’s profits in proportion to their relationship and use of its products and services. As voluntary, not-for-profit financial cooperatives, we offer services to people willing to accept the responsibilities and benefits of membership, without discrimination.

Credit unions serve their members most effectively and strengthen the cooperative principles by working with other cooperatives through local, state, regional, national, and international structures. In other words, unity is our credit union superpower!

Credit unions place particular importance on educational opportunities for their volunteer directors, and financial education for their members. Also, when making business deals or raising money, credit unions never compromise their autonomy or democratic member control.

Credit unions are democratic organizations owned and controlled by their members. While focusing on member needs, credit unions work for the sustainable development of communities, including people of modest means, through policies developed and accepted by the members.

Let's be honest: money can be complicated That's why we created MoneyTalks, a financial blog series featuring stories from our employees on a range of topics, from budgeting to credit building to home buying and more.

They told me it wasn't going to happen overnight – and they were right. I looked for quick solutions everywhere: cashing in retirement savings to keep my car on the road, borrowing money from family to make ends meet. But I wasn't fixing the ditch, I was digging myself deeper...

Lessons From My Elders I won't always be young. I'm not jaded by the notion that I have a lot of years ahead of me, and many lessons to learn. But eventually, I won't be able to work the same 40 hours per week (plus the occasional side gig) to support my family and cover my heal…

Lessons From My Elders I won't always be young. I'm not jaded by the notion that I have a lot of years ahead of me, and many lessons to learn. But eventually, I won't be able to work the same 40 hours per week (plus the occasional side gig) to support my family and cover my heal…

How to Make the Most of College Internships As a college student, I've taken advantage of numerous internships at my university and local businesses. They can be a great way to familiarize yourself with a company, industry, job responsibilities, and can even grow your network.…

Cash Income: Dos and Don'ts of Cash Management My first jobs were in cafes and restaurants. Depending on the gig and the season, income was inconsistent week to week and month to month, generally less in payroll and more in tips. At times, I was earning 100% cash...

After three years of being engaged, we finally decided to walk down the aisle. To be fair, I never wanted to plan a traditional wedding and take on all the expenses that come with it. Over the years, we struggled to land on a wedding style that suited both of us, but being a good partner means compromising...

I learned the hard way. I didn't quite realize what student loans entailed and learned so many things along the way that I wish I knew beforehand. I'm here to tell you all the things I wish I knew, so that hopefully you don't go through what I did…