Money matters to people. And people matter to us.

That's why we've gathered our entire library of resources here, so our members and the community can educate themselves in the areas that matter to them. Home, auto, and personal finance are just a few of the areas we cover in our original content.

Enjoy these informative pieces and follow Visions on social media to catch the latest additions to this ever-growing library of feature articles and FAQs.

  • Visions Employees Drive Annual Season of Giving

    In efforts driven by Visions employees, this year’s campaign (November and December 2023) benefitted more than 13 community organizations throughout their three-state footprint in New Jersey, New York, and Pennsylvania. The Season of Giving supports organization-wide projects in addition to regional and local initiatives that are championed by employees. Fifteen employees organized giveback projects, including donation drives for clothes, toys, gifts, and pet supplies that were then distributed by partnering organizations and nonprofits in Visions communities.

  • Ty Muse Receives NYS Senate Commendation Award

    Senator Webb presented Muse with the Senate Commendation Award during a Black History Month celebration (February 2024) that underscored the vital contributions and achievements of Black individuals and businesses in the community. The award presentation noted that Muse’s leadership, characterized by positivity and encouragement, has significantly contributed to the economic development of the Southern Tier and that his active participation on numerous community boards and advisory councils nationwide further exemplifies his commitment to the community.

  • Visions Contributes to Creation of Future Fund

    Visions Federal Credit Union’s President/CEO Ty Muse joined credit union industry leaders and representatives of the African-American Credit Union Coalition (AACUC) during the African American Credit Union Hall of Fame event at the Governmental Affairs Conference in Washington, DC, where they were thrilled to announce the creation of the AACUC’s Future Fund. Visions is one of nine initial investors in the new Future Fund and Muse is proud to serve as the founding Chairperson for the initiative.

  • Visions Holds 58th Annual Meeting

    At our 58th Annual Meeting, held on March 16, 2024 at Visions Headquarters in Endwell, NY, three directors were elected to our Board of Directors. Michael A. Mullen, Mary C. Robinson, and Denise B. Stoughton were reelected to three-year terms on the Board of Directors. At the meeting, Chairperson Christopher H. Marion also recognized James J. Lewis for five years of volunteer service.

  • Beginner's Guide to POS and Payment Processing

    To accept online, mobile, and in-person card payments, your business will need to find solutions for payment processing and point of sale (POS). These essential technologies impact businesses both in terms of day-to-day processes and long-term scalability. When approaching POS and processing solutions, consider: Industry Compatibility, Software and Hardware Comparisons, Bundles, Processing Fees, Deposit Time, and more.

    card readers and computers
  • Resources for Business Owners

    Believe it or not - we don’t have all the answers. Sure, we’re an excellent resource for financial knowledge, products, and services, but there’s a lot more to running a business. Here are a few other resources and opportunities, unaffiliated with Visions, that you may want to consider for your small business goals.

    diverse business people having a meeting
  • Shop Around to Avoid Fees

    Are you being charged per transaction? As a business owner, you have enough to worry about. You work hard for your money and shouldn’t be paying any extra or unnecessary costs. Instead, save yourself the expense and the hassle by finding a financial institution that has little to no fees.

    $10 on blue table
  • Social Media 101 for Small Businesses

    Your target audience is just a click away – you just need to know how to hook them. While we’re not offering a secret ingredient to make your business go viral, here’s a crash course in social media and a few tips to help you manage and optimize your online presence.

    person on social media using their phone and laptop
  • Manage Your Money in Digital Banking

    Moving money is easy with our automated transfer and payment options in digital banking. Convenient ways to manage your personal cash flow in digital banking include: recurring payments, Add External Account, Member-to-Member Transfer feature, or Send Money with Zelle®

    mobile banking
  • Tax Refunds

    We love supporting your financial well-being and helping you save money. If you're expecting a refund this tax season, or any tax credit throughout the year, here are some ideas to make the most of it. Skip the mail and choose Direct Deposit. With direct deposit, your tax refund goes straight from the US Treasury into your account. That means it's quick, convenient, and accessible.

  • Your Debit Card for Daily Spending

    Why debit beats cash, checks, and credit! Accounting for nearly a third of all consumer transactions in the US, debit cards are used more than cash, checks, and credit cards. That shouldn't come as a surprise, though. While they've been popular for decades, debit cards have advanced with technology to make transactions faster, more secure, and easier to track.

  • Let's Team Up for Your Protection

    Your account security is our priority. You can join the effort, too, and be our partner in protecting your accounts and personal information. Use these online resources to maximize your security.

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