Articles

The Financial Wellness Center is Visions’ first in-school location outside of a public-school system. Across Visions’ footprint in New Jersey, New York, and Pennsylvania, the Seton location will be the credit union’s 13th in-school branch, and each school or district partnership has a unique approach to supporting the high school or district’s financial well-being.

Most children look to their parents or guardians for cash, but rarely ask about finances. Be sure to have important financial conversations with the young people in your household, whether that’s sitting at the dinner table or during a road trip. It’ll help to encourage a lifetime of financial wellness.

Although it may be challenging to maintain privacy on social media, taking sensible precautions can provide you with peace of mind. Here are steps you can take to protect your information.

What’s your next big savings goal? Whether it’s a trip to the mountains, a down payment for new home, or an extra month of emergency savings, it’s always a good idea to set a “SMART” savings plan to keep your budget on track. Every SMART approach should be: Specific, Measurable, Attainable, Relevant, and Time-Bound.

While a loan’s term, balance, and interest rate help to determine your monthly payments and how they break down, the loan’s amortization is another important consideration in this financial picture. By understanding amortization, you can improve your debt management strategy and reduce the amount of interest you’ll pay in the long run. Here’s how it works.

For women entrepreneurs in Pennsylvania, the road to success is filled with resources and opportunities designed to help you thrive. Whether you're just starting or looking to expand your business, taking advantage of local support services, financial wellness counseling, and networking opportunities can be key to achieving long-term success.

Whether you’re considering launching a boutique, a tech startup, or a local service, New Jersey offers a range of opportunities and resources to help you succeed. Here are a few key factors to keep in mind as you begin your entrepreneurial journey in the Garden State.

From bustling cities like Syracuse and Rochester to serene upstate communities, New York State offers a diverse and supportive environment for entrepreneurs. If you’re a woman ready to take the plunge into business ownership, here are a few key things to consider to get yourself READY for success.

Start, sustain, and grow successful businesses with support from Visions' InnovateHER. By investing in women’s entrepreneurial potential, we can enhance economic inclusivity and create a diverse and thriving business environment. This InnovateHER resource guide offers links to national, state, and regional services for certification, networking, and more.

We support diverse women entrepreneurs with the resources, mentorship, and collaborative networks needed to start, sustain, and grow successful businesses across Visions' three-state footprint. Our InnovateHER blog provides insight, resources, and practical ideas from our Financial Wellness Officers in NJ, NY, and PA.

Most successful business owners tap into tech to save time, work smarter, and boost productivity. Don’t let paperwork and outdated processes hold you back. Use the following checklist to consider simple and cost-effective digital solutions to optimize your cash management and workflows.

Whether your business is just starting out or undergoing a change, it can be beneficial to understand the differences between various business structures. Here’s an outline to help you get started, including introductory definitions and financial considerations.