How do I use Zelle®?
You can send, request, or receive money with Zelle®. To get started, log into Visions FCU Mobile app and select “Send Money with Zelle®”. Following the prompts, enter the information requested, accept the terms and conditions, and you’re ready to start sending and receiving with Zelle®.
To send money using Zelle®, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile phone number), add the amount you’d like to send and an optional note, review, then hit “Send.” The recipient will receive an email or text message notification via the method they used to enroll with Zelle®. Money is typically available to your recipient in minutes if they are already enrolled with Zelle®.
To request money using Zelle®, choose “Request,” select the individual from whom you’d like to request money, enter the amount you’d like to request, include an optional note, review and hit “Request”2. If the person you are requesting money from is not yet enrolled with Zelle®, you must use their email address to request money. If the person has enrolled their U.S. mobile number, then you can send the request using their mobile phone number.
To receive money, just share your enrolled email address or U.S. mobile number with a friend and ask them to send you money with Zelle®. If you have already enrolled with Zelle®, you do not need to take any further action. The money will be sent directly into your Visions account, typically within minutes.
If someone sent you money with Zelle® and you have not yet enrolled with Zelle®, follow these steps:
- Click on the link provided in the payment notification you received via email or text message.
- Select Visions Federal Credit Union.
- Follow the instructions provided on the page to enroll and receive your payment. Pay attention to the email address or U.S. mobile number where you received the payment notification - you should enroll with Zelle® using that email address or U.S. mobile number to ensure you receive your money.
Zelle FAQ
- Are there any fees to send money using Zelle®?
- I believe I’ve been a victim of a scam. Who should I contact?
- Does Visions or Zelle® offer purchase protection for payments made with Zelle®?
- What is the daily transfer limit for the Send Money with Zelle feature?
- How long does it take to receive money with Zelle®?
- Someone sent me money with Zelle®, how do I receive it?
- Will the person I send money to be notified?
- What if I want to send money to someone whose bank or credit union doesn’t offer Zelle®?
- Are there any limits for sending and receiving money with Zelle®?
- Can I cancel or reverse a payment?
- Can I use Zelle® internationally?
- Is Zelle® available for Visions Business Accounts?
- Can I pay a small business with Zelle®?
- I’m unsure about using Zelle® to pay someone I don’t know. What should I do?
- Who can I send money to with Zelle®?
- Is my information secure?
- How does Zelle® work?
- What if I get an error message when I try to enroll an email address or U.S. mobile number?
- How do I get started with Zelle®?
- What is Zelle®?