- While we’re certainly one-of-a-kind, we didn’t invent the co-op. Financial cooperatives and credit unions have been around since the 1800s, evolving with a shared set of principles that govern and guide like-minded companies around the globe. From our commitment to community, to our unique mission in financial services, to your relationship and role as a member – the Eight Cooperative Principles…, Cooperation Among Cooperatives, . Cooperation Among Cooperatives “Credit unions serve their members most effectively and strengthen the cooperative principles by working with other cooperatives through local, state, regional, national, and international structures.” – National Credit Union Foundation This may seem obvious: cooperatives cooperate. Vital associations within our industry connect us to a dynamic, worldwide…, "Through our industry’s growth on a larger scale, we all reap the benefits.", Our collective unity is bigger than our footprint and bigger than our nation. Through CUNA, we’re part of an even larger, global collective: the World Council of Credit Unions , which works to ensure that other nations can benefit from strong credit unions in their own communities. Through these associations, we cooperate on a regional, national, and international level to improve the community…, Explore our cooperative principles:, , Autonomy and Education, , Democracy and Community, Diversity, Equity, and Inclusion, , Cooperation Among Cooperatives, Membership and Participation
- While we’re certainly one-of-a-kind, we didn’t invent the co-op. Financial cooperatives and credit unions have been around since the 1800s, evolving with a shared set of principles that govern and guide like-minded companies around the globe. From our commitment to community, to our unique mission in financial services, to your relationship and role as a member – the Eight Cooperative Principles…, Voluntary and Open Membership, and, Member Economic Participation, . Voluntary and Open Membership “Credit unions are voluntary, not-for-profit financial cooperatives, offering services to people willing to accept the responsibilities and benefits of membership, without gender, social, racial, political, or religious discrimination.” – National Credit Union Foundation The primary principle of cooperatives worldwide, Voluntary and Open Membership proclaims…, secondary membership, . That means if a person is eligible to become a Visions member, then everyone in that person’s immediate family and household is also eligible to become a member – voluntarily and without discrimination. Member Economic Participation “Members are the owners of their credit union and contribute to its capital. Members, not shareholders, benefit from their credit union’s profits in proportion to…, Members will benefit the most by increasing their participation, . For example, compare our checking accounts :, Flex Checking , Without meeting any minimum balance or prerequisites, members can enjoy a Flex Checking account with a complimentary debit card , a free box of standard checks per year, and no dividends. It’s an excellent checking option with no monthly fees., Flex Checking Plus, By increasing your participation, you could skip the $8 monthly fee* on our Flex Checking Plus and earn dividends on your checking balance, while also getting free money orders and official checks, free wire transfers, unlimited refunds on non-Visions ATMs, and more – and still receive the complimentary debit card ! Flex Checking Plus requires a $1,000 minimum account balance or an aggregate of $…, Explore our cooperative principles:, , Autonomy and Education, , Democracy and Community, Diversity, Equity, and Inclusion, , Cooperation Among Cooperatives, Membership and Participation
