Please note that we have planned maintenance scheduled for the weekend of June 20th. You may experience slower transaction processing during this time. We appreciate your patience.

What are the requirements for a Home Equity Loan / Line of Credit?

The following documentation is required to apply for a Home Equity Loan or Line of Credit:

  • A copy of your deed
  • All borrowers on the deed must be on the loan and must be Visions member
  • Copy of current tax bills that show as paid
  • Insurance Binder with the premium amount listed
  • One month of current pay stubs for each borrower
  • Proof of income for all borrowers
  • Two years of W-2's or two years of tax returns

You can apply by using our Online Application or visiting one of our local branch locations.