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Loan Payment Options

Making your payments should be easy. These options give you flexibility to choose the method that works best for you.

Payment options if your deposit accounts are with Visions:

Automatic Loan Transfers

Automatically transfer your loan payments from your checking or savings account to your loan each month. Give us a call today at 800.242.2120 to set up automatic payments.

Digital Banking

Transfer funds from your Visions checking or savings account to your Visions loan. Simply log in to digital banking and click Transfers/Payments - Loan Payments from the left navigation menu.

By Check

Mail a check for your loan payment amount to Visions Federal Credit Union, 24 McKinley Ave, Endicott, NY 13760.

In Person

Stop by any of our branch locations and process your loan payment in person. You may also use select ATMs for check, cash, or transfer payments.

Payment options if your deposit accounts are with another financial institution:

External Funds Transfer

Make a payment from a savings or checking account at another financial institution to your Visions loan. Simply log in to digital banking and select Transfers/Payments from the left navigation menu and choose the "Add External Account" option. Once you add and link your accounts, you can send money and then transfer the funds to your loans at Visions.

SmartPay*

SmartPay allows you to make one-time or recurring payments from a savings or checking account at another financial institution through ACH or a non-Visions debit card (Visa®, MasterCard® or Discover®).

  • Transfers to your loan account(s) are limited to $2,500 per transaction. Transfers requested by 6 p.m. EST will be posted the same day; transfers requested after 6 p.m. EST will be posted the next business day. Holidays will extend the normal processing dates. Once you submit your payment, you cannot cancel it. Contact us at 800.242.2120 for assistance.
  • Digital Payment Terms and Conditions

By Check

Mail a check for your loan payment amount to Visions Federal Credit Union, 24 McKinley Ave, Endicott, NY 13760.

In Person

Stop by any of our branch locations and process your loan payment in person. You may also use select ATMs for check, cash, or transfer payments.

Visions Federal Credit Union

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Visions Federal Credit Union

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