Education

We love it when we can make managing your finances easier and more convenient – and we bet you love it, too! For most members, like you, here’s where that begins.

When you pay at a store, make a purchase online, or tap into credit, you deserve to have confidence about your financial decision. We help to instill that confidence by offering protection for your payments, purchases, and peace of mind. Here are common concerns consumers have when making payments – and how we can help to protect you.

Busy, costly seasons or seasons of reduced income can lead to financial anxiety – but they don’t need to. Smart financial strategies can help to make your toughest season’s budget more manageable and keep your money in check. You could tailor your budget, save year-round, shop early, and cash in your cash back!

For your account security, convenience, and quality of member experience, we invite you to make the most of digital banking. As you log in, here are a couple of enhancements to consider. To save time and simplify your day, you can deposit paper checks anytime, anywhere, using Express Deposit. Why wait around for your checks to clear, or pay fees for a payroll card, when you can set up direct deposit - with simple tools to help in digital banking.

Although raising kids is unlikely to be a low-cost lifestyle, you can use smart financial strategies to reduce expenses and make your budget more manageable. Consider these helpful ideas for your family budget. Know your family’s finances, look for cost savings and tax relief, and plan your budget – together!

Advancements in technology and artificial intelligence (AI) have given rise to deepfakes, which are video or audio content that have been altered to make a person look or sound like someone else. While some deepfakes are intended to be funny or amusing, others can be misleading or fraudulent. When used convincingly and with ill intent, deepfake technology is a vehicle for fraud, whether that’s during a single conversation or after building your trust over time. Use the following tips to stay protected. By staying vigilant for red flags and informed about common tricks, you can help to protect your accounts and personal information.

While insurance is essential to our financial well-being, it’s often surrounded by myths and misunderstandings that can lead to confusion – or worse, financial mistakes. Let’s set the record straight and debunk some of the most common insurance myths so you can be confident that your coverage is exactly what you need.

To achieve a goal, always make a plan. For most savings goals, that plan could include share certificates. Providing exceptional convenience and flexibility, we offer share certificates with a variety of terms ranging from 3 months to 60 months. Choose the terms that suit your goals.

At any age, you and your family can come to us for support with your financial goals. That’s why we’re committed to not only serving you with savings, loans, and access to your accounts, but also educating and empowering you at all of life’s stages. With our savings opportunities, free financial wellness resources, and programs from youth to adulthood, you can count on Visions to help build your financial understanding and confidence at all stages in your financial journey.

If you're struggling with a credit score that's stuck below 600, you probably feel overwhelmed, frustrated, and uncertain about which steps to take next. You're not alone! The good news is that many are already taking simple, practical steps to rebuild their financial health.

What if you could lock in a great rate on an auto loan whether you wanted a shorter term or longer term? Good news, now you can! We’re offering great, low rates on auto financing for all terms, up to 84 months depending on your loan type. Regardless of a vehicle’s mileage, “New Auto” includes the most recent four model years.

Based on your lifestyle, different times of year may have different savings needs. Whether it’s the added expenses of summer vacations or winter holidays, or due to inconsistent income from weather-dependent work or seasonal employment – it’s important to find the budgeting tools and savings accounts that work for you. Here are some of our special savings accounts and tools to consider as you plan your unique calendar of financial needs.