Education

Members are the owners of the credit union and contribute to its capital. Members, not shareholders, benefit from their credit union’s profits in proportion to their relationship and use of its products and services. As voluntary, not-for-profit financial cooperatives, we offer services to people willing to accept the responsibilities and benefits of membership, without discrimination.

Credit unions serve their members most effectively and strengthen the cooperative principles by working with other cooperatives through local, state, regional, national, and international structures. In other words, unity is our credit union superpower!

Credit unions place particular importance on educational opportunities for their volunteer directors, and financial education for their members. Also, when making business deals or raising money, credit unions never compromise their autonomy or democratic member control.

Credit unions are democratic organizations owned and controlled by their members. While focusing on member needs, credit unions work for the sustainable development of communities, including people of modest means, through policies developed and accepted by the members.

To accept online, mobile, and in-person card payments, your business will need to find solutions for payment processing and point of sale (POS). These essential technologies impact businesses both in terms of day-to-day processes and long-term scalability. When approaching POS and processing solutions, consider: Industry Compatibility, Software and Hardware Comparisons, Bundles, Processing Fees, Deposit Time, and more.

Believe it or not - we don’t have all the answers. Sure, we’re an excellent resource for financial knowledge, products, and services, but there’s a lot more to running a business. Here are a few other resources and opportunities, unaffiliated with Visions, that you may want to consider for your small business goals.

Your target audience is just a click away – you just need to know how to hook them. While we’re not offering a secret ingredient to make your business go viral, here’s a crash course in social media and a few tips to help you manage and optimize your online presence.

Moving money is easy with our automated transfer and payment options in digital banking. Convenient ways to manage your personal cash flow in digital banking include: recurring payments, Add External Account, Member-to-Member Transfer feature, or Send Money with Zelle®

We love supporting your financial well-being and helping you save money. If you're expecting a refund this tax season, or any tax credit throughout the year, here are some ideas to make the most of it. Skip the mail and choose Direct Deposit. With direct deposit, your tax refund goes straight from the US Treasury into your account. That means it's quick, convenient, and accessible.

Why debit beats cash, checks, and credit! Accounting for nearly a third of all consumer transactions in the US, debit cards are used more than cash, checks, and credit cards. That shouldn't come as a surprise, though. While they've been popular for decades, debit cards have advanced with technology to make transactions faster, more secure, and easier to track.

Your account security is our priority. You can join the effort, too, and be our partner in protecting your accounts and personal information. Use these online resources to maximize your security.

It’s more common than you’d think. In text messages, scammers often impersonate Visions or other organization like Visa® in order to access personal information, bank accounts, credit cards, and more. It’s called “smishing.” And they’re targeting consumers just like you.